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Navigate retirement with J.P. Morgan by your side

Plan for the retirement you deserve. We’re here to help you with every step of your retirement planning and living with trusted insights, tools and resources.

Open a retirement account or speak with our retirement specialists to learn more. Call us Monday through Friday, from 8 AM to 9 PM ET and Saturday from 8:30 AM to 5 PM ET.

Get started by choosing account type
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Call 1-877-888-4797

Retiring with confidence begins with a retirement plan

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1. Define clear and achievable retirement goals

With J.P. Morgan Wealth Plan® you can get a comprehensive view of your current financial situation as well as set and track your retirement goals so you know where you stand.

2. Design an investing strategy that works for your needs

Whether you’re working with an advisor or investing on your own, we have the tools and guidance you’ll need to develop a personalized investing strategy.

3. Track your progress and adjust when needed

Stay on track during your retirement journey by adapting your strategy to evolving needs and goals.

Explore which type of retirement account fits you and your goals

Traditional IRA
Tax-deferred growth

Traditional IRA contributions may be tax-deductible. Your earnings, if any, are tax-deferred and will be included in your taxable income at the time of withdrawal.

Roth IRA
Tax-free growth

Roth IRA contributions are not tax-deductible. Your earnings, if any, are tax-deferred and may be withdrawn tax-free if certain conditions are met.

Annuities
Steady income stream

Annuities are a long-term, tax-deferred insurance contract that can provide a steady income stream, typically for retirement purposes and provided by a J.P. Morgan advisor.

Put your plan into action

Open a Self-Directed IRA account

  • Enjoy $0 commission online trades on stocks, ETFs and more
  • Invest with fractional shares starting from $5
  • Manage everything through the Chase Mobile® app or chase.com

 

Open an account, to invest in a Self-Directed IRA account

Open a Self-Directed IRA account

  • Enjoy $0 commission online trades on stocks, ETFs and more
  • Invest with fractional shares starting from $5
  • Manage everything through the Chase Mobile® app or chase.com

 

Open an account, to invest in a Self-Directed IRA account

Talk to our Retirement Specialists

  • Learn about available investment products
  • Get guidance on 401(k) rollovers and transfers
  • Connect with a J.P.Morgan advisor

Call us Monday through Friday, from 8 AM to 9 PM ET and Saturday from 8:30 AM to 5 PM ET. You can also let us call you by filling out a short form.

 

Call 1-877-888-4797, to Talk to our Retirement Specialists
Let us call you

Talk to our Retirement Specialists

  • Learn about available investment products
  • Get guidance on 401(k) rollovers and transfers
  • Connect with a J.P.Morgan advisor

Call us Monday through Friday, from 8 AM to 9 PM ET and Saturday from 8:30 AM to 5 PM ET. You can also let us call you by filling out a short form.

 

Call 1-877-888-4797, to Talk to our Retirement Specialists
Let us call you

Rollovers and transfers

Explore solutions for your retirement plans. Roll over or transfer employer-sponsored retirement plans such as 401(k), 403(b) and 457(b) plans, or move an existing IRA to a J.P. Morgan IRA.

Start a rolloverTransfer external IRA

Create your tailored retirement income strategy with a J.P. Morgan advisor

A J.P. Morgan advisor can help you understand your portfolio and non-portfolio sources of income, determine how much you may need to spend each year in retirement and optimize your retirement strategy to fit your lifestyle.

Connect with an advisor

We can help you build your legacy

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Estate planning

Plan your legacy your way. Help ensure your assets are transferred tax-efficiently to your chosen beneficiaries, and appoint trusted decision-makers to help reduce potential legal complications.

Learn more, about Estate planning

Trusts

J.P. Morgan Wealth Management offers self-directed and managed trust accounts to help you distribute your assets according to your wishes and help simplify aspects of your estate planning.

Learn more, Trusts

Life insurance

Consider extending the benefits of life insurance to help your family worry less about the future.

Learn more, about life insurance

 

 

Connect with a J.P. Morgan retirement specialist

 

Our retirement specialists can help answer questions about retirement and retirement accounts, provide guidance on 401(k) rollovers, help connect you with a J.P. Morgan advisor and more.

 

Submit this form or call us Monday through Friday, from 8 AM to 9 PM ET and Saturday from 8:30 AM to 5 PM ET at 1-877-888-4797.

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Helpful resources

Retirement Calculators

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Frequently asked questions

Determining how much money is needed to retire can be a complex process. It is different for everyone, however, there are some general guidelines that can be used as a starting point. One common guideline is 4%, which suggests withdrawing 4% of your savings annually for a 30-year retirement. For a $50,000 yearly income, you'd need $1.25 million saved. For more assistance, speak with a financial advisor who can help tailor a plan to your specific needs.

Learn more about how much you may need to retire and tips on retiring early.

Yes. You can open a Roth or Traditional IRA on your own with J.P. Morgan Self-Directed Investing. Learn more about opening a retirement account.

We offer multiple retirement planning tools, including J.P. Morgan Wealth Plan® and our retirement calculators.

With J.P. Morgan Wealth Plan®, you can set and track your retirement goals and get personalized insights to guide you on your journey.

Run your numbers with our retirement calculators to see how your current plan is working toward your goals.

Use J.P. Morgan Wealth Plan® to set and track your retirement goals and get personalized insights to guide you on your retirement journey on your own or with a J.P. Morgan advisor. An advisor can provide ongoing updates on your progress.

You can open a Roth IRA or Traditional IRA on your own or with a J.P. Morgan advisor. You can also open an annuity contract, which can provide a steady income stream during retirement, with the help of a J.P. Morgan advisor.

Our Retirement Desk is available Monday–Friday from 8 AM to 9 PM ET or Saturday from 8:30 AM to 5 PM ET, at 1-877-888-4797. You can also contact your J.P. Morgan advisor if you have one, or your tax or legal professional.

LEARN MORE ABOUT OUR FIRM AND INVESTMENT PROFESSIONALS AT FINRA BROKERCHECK.

To learn more about J. P. Morgan’s investment business, including our accounts, products and services, as well as our relationship with you, please review our J.P. Morgan Securities LLC Form CRS (PDF) and Guide to Investment Services and Brokerage Products.

Images on the page are hypothetical and for informational purposes only. Screen images are simulated.

An annuity is a contract between you and an insurance company and is sold by prospectus. Please read the prospectus, which contains more complete information, including fees, charges and other expenses, as well as risk factors. Variable annuities have fees and charges that include mortality and other expenses, including administrative fees, contract fees and the expense of the underlying investment options.

This material is intended to help you understand the financial consequences of the concepts and strategies discussed here in very general terms. The strategies discussed often involve complex tax and legal issues. Your own attorney and other tax advisors can help you consider whether the ideas illustrated here are appropriate for your individual circumstances. JPMorgan Chase & Co. does not practice law, and does not give tax, accounting or legal advice. We are available to consult with you and your legal and tax advisors as you move forward with your planning.​

Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. Past performance is not a guarantee of future results.

JPMorgan Chase and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for tax, legal or accounting advice. You should consult your personal tax, legal and accounting advisors for advice before engaging in any transaction.

Asset allocation/diversification does not guarantee a profit or protect against a loss.

Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC.

Chase Mobile® app is available for select mobile devices. Enroll in Chase Online℠ or on the Chase Mobile® app. Message and data rates may apply.

J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

INVESTMENT AND INSURANCE PRODUCTS ARE:

  • NOT FDIC INSURED
  • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
  • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES
  • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED
J.P. Morgan Wealth Management logo, links to Investments

Planning and investments

Whether you choose to work with an advisor and develop a financial strategy or invest online, J.P. Morgan offers insights, expertise and tools to help you reach your goals.

Invest with our advisors

Work 1:1 with a J.P. Morgan Advisor virtually or in your Chase branch to build a personalized financial strategy based on what’s important to you, starting with a minimum investment of $25,000.

J.P. Morgan online investing

Easily fund, research, trade and manage your investments online all conveniently in the Chase Mobile® app or at chase.com. J.P. Morgan online investing is the easy, smart and low-cost way to invest online. Check here for the latest J.P. Morgan online investing features, offers, promotions and coupons.

Investment tools & resources

Our calculators are here to help you analyze your numbers and ensure you're on the path to meeting your financial goals.

Retirement planning

Planning for retirement can start at any point in your life. Whether you prefer to independently manage your retirement planning or work with an advisor to create a personalized strategy, we can help. Roll over your 401(k) from your previous employer and compare the benefits of General Investment, Traditional IRA and Roth IRA accounts to decide which is right for you.

Education planning

Funding for education can come from any combination of options and a J.P. Morgan Advisor can help you understand the benefits and disadvantages of each one. Compare among 529 Plans, custodial accounts, financial aid and other education options to help meet your college planning goals.

Wealth Plan

When planning for your future, J.P. Morgan Wealth Plan can help focus your efforts on achieving your financial goals. Through Wealth Plan, you can connect with an advisor to help you create a plan, adjust your financial strategy, and track your progress. 

Investing insights

Stay in The Know by exploring articles and videos on market trends, research and financial planning.

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