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Small Business Loans

 

Find the right business financing from a variety of options to help your business take off.

 

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We offer financing options for your small business

 

Get access to capital that can fund large-investment projects to help fuel your business’s growth. Choose from our three different options.

 

Eligibility factors may differ if you have a business relationship manager. Please contact your banker to discuss your financing options.

 

Term Loan

 

A standard loan with a set amount of time to pay it back

 

Draw Loan

 

A loan with a draw period up to one year to avoid having to dip into your personal funds

 

Advised Line

 

Get pre-approved for a commitment amount allowing you to draw against the commitment to make purchases for up to one year

Key lending features include:

  • Loan amounts starting as low as $5,000
  • Terms as long as seven years
  • Variable or fixed interest rates, depending on your product
  • Fixed monthly payments
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Find the loan to help take your small business to the next level

 

See all small business loans

 

No matter where your small business is right now, we have a loan solution for you.

 

  • Business Line of Credit
  • Term Loans
  • Commercial Real Estate Financing

 

 

Business Line of Credit

 

Revolving credit for purchasing flexibility.

 

  • Lines up to $500,000
  • Five-year revolving period
  • Five-year repayment term

 

 

Commercial Real Estate Financing

 

Purchase, renovate, or refinance commercial properties.

 

  • Term loan secured by real estate
  • Terms up to 25 years
  • Fully amortized

 

Compare Ink® business credit cards to choose which one best fits your business needs

 

Ink Business Preferred®

Ink Business Preferred®

 

Earn 3X points on shipping and other select business categories, plus 1X points on all other purchases made for your business.

 

 

Ink Business Unlimited®

Ink Business Unlimited®

 

Earn unlimited 1.5% cash back rewards on every purchase made for your business with this no annual fee credit card.

 

 

Ink Business Cash®

Ink Business Cash®

 

Earn 5% cash back in select business categories plus earn rewards on every purchase made for your business with this no annual fee credit card.

 

Ready to get started with Chase?

 

Apply in person with one of our specialists

 

Find a local branch

Chase Business Term Loans are typically 5 years. $0 origination fee, prepayment fees apply to loans greater than $250,000. Term loans are available for $5,000 - $500,000. Fixed monthly payments consisting of principal and interest are based on your loan agreement. Product available in all U.S. states, excluding Hawaii and Alaska. Customers seeking different terms or more information should contact a Chase representative.

All extensions of credit are subject to the credit approval process of JPMorgan Chase Bank, N.A. Eligibility is based on several factors, including, but not limited to, a minimum consumer FICO® score of 660, business annual revenue of at least $100,000, and no majority ownership or management changes in the past two years. The FICO score used for eligibility is the personal FICO® Score. For businesses with more than one owner, at least one guarantor must have a minimum credit score of 660. Eligibility criteria may vary across products and meeting listed eligibility does not guarantee approval. Other eligibility factors may be considered during the credit approval process. Interest rates may vary based on geographic locations. Rates, program terms and conditions are subject to change without notice. Not all products and services are offered at all locations. Additional restrictions and limitations may apply.

The above material is for promotional purposes only. This material is intended as an outline and does not summarize all the terms, conditions, representations, warranties, and other provisions to be mutually agreed upon and contained in definitive loan documentation. Standard loan documentation to be made available prior to closing.

Lending and credit card products provided by JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.

Chase for Business links to Chase for Business home

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Retirement Plans

Help your employees plan, save, and invest for their future with 401(k) plan solutions. J.P. Morgan’s low cost retirement plans are built for you and your employees.

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