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We’ve enhanced our platform for chase.com. For a better experience, download the Chase app for your iPhone or Android. Or, go to System Requirements from your laptop or desktop.

Mortgage Advantages

Whether you're buying a
new home or refinancing

Text HOME4ME to 227777 to apply from your phone.

We're ready to help ― Start online

Special benefits for your company

Take advantage of the lending options, competitive rates, expertise and personalized service you'll get from your dedicated Chase Home Lending Advisor. Plus see if you can combine these offers below to save even more.

$1,000 credit at closing

$1,000 credit at closing

 

Get a $1,000 credit when you buy a new home or refinance your current home.

$5,000 Closing Guarantee

$5,000 Closing Guarantee

 

The Chase Closing Guarantee gives you peace of mind by promising an on-time closing in as soon as three weeks or you'll get $5,000, if you qualify.

Get $1,000 when you buy a home

Get $1,000 when you buy a home

 

Chase has teamed up with HomeStory to reward you when you buy or sell a home through the Chase Agent Express program.

Chase Homebuyer Advantage℠

Chase Homebuyer Advantage℠

 

House-hunt with confidence when you get an upfront review of income, assets and credit history, and a conditional letter of approval.

Chase Homebuyer Grant℠

Chase Homebuyer Grant℠

 

Learn how to prequalify for competitive interest rates, low down payments and earn a grant toward your new home purchase.

Chase MyHome℠

Chase MyHome℠

 

It's all things home, all in one place: See a home's estimated value, neighborhood trends, loan rates and more when you use Chase MyHome.

Affordable lending options

We're committed to bringing homebuying within reach for more people with affordable loan choices. That's why we've invested in lending options like our Chase DreaMaker℠ and the Chase Homebuyer Grant.

See what's possible with DreaMaker 

Earn money toward your closing costs or down payment:

  • Earn $2,500 or $5,000 toward your purchase with the exclusive Chase Homebuyer Grant
  • Get another $500 for completing a homebuyer education course

Plus, take advantage of:

  • Competitive interest rates
  • A low 3% down payment option, which can come entirely from gift funds
  • Reduced mortgage insurance coverage that can be canceled as you pay down principal
  • No $500 deposit or good faith funds required

Government loans

  • Federal Housing Administration (FHA) loans with down payments as low as 3.5%, a variety of terms and a fixed interest rate.
  • Veterans Affairs (VA) loans with low or no down payment and no monthly mortgage insurance requirement. You or your spouse must be a veteran or active-duty servicemember.

Get the benefits of our Relationship Pricing Program

You may be eligible for new home lending benefits including rate discounts up to 0.50% based on new and existing balances. You'll also find options for jumbo loan purchases with various terms.

Account services

Make the most of your mortgage with our robust tools to manage your account online.

 

Chase MyHome℠

Chase MyHome℠

Your digital dashboard shows loan details, home values, refinance options and more.

Pay your way

Pay your way

Choose a free, auto-payment option — monthly, twice a month or every two weeks.

Alerts and reminders

Alerts and reminders

Stay informed with alerts like payment due dates and changes to escrow.

Going above and beyond

"Our mortgage loan experience was fantastic! Chase went above and beyond, and we appreciated their professional and timely phone calls."

― Renee D.

Mortgage calculators and resources

 

We’ve got all the tools you need to help you make the right decisions.

Affordability calculator

Affordability calculator

 

Use your annual income and expenses or maximum mortgage payment amounts to estimate the home price you can afford.

 

Mortgage calculator

Mortgage calculator

 

Use our calculator for a detailed breakdown of your monthly home loan costs. It works for mortgages and refinancing, too.

 

Home value estimator

Home value estimator

 

Get an estimated market value for any home. Find out how much your dream home or current home is worth, or see how improvements may affect your home's value.

 

Extra payments calculator

Extra payments calculator

 

Find out how much you could be saving by making extra mortgage payments. Plus see how many months you can shave off your mortgage.

 

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