Helpful Mortgage & Home Buying Videos
Helpful Tips and Videos
Getting Started
Finding a Home
Financing & Closing a Home
First-time homebuyers

Homebuyer tips
First-time buyers share lessons to help you through the process.

Getting a mortgage
Use these tips on how to prepare for the mortgage application process.

Helping you get closer to home: Ryan Serhant
Learn more from couples who skipped the "money talk" as they look for their first home. See how revealing their finances help each couple get closer to home.
Rent vs. buy

Buying vs. renting
These tips can help you choose the right option for your needs.

Buying in California
Real guidance from homebuyers who've been there.

Buying in NYC
Get helpful guidance on how to prepare for the mortgage application process.
Buying another home

Buying as a retiree
There are some important factors to consider when purchasing a home as a retiree.

Buying at an auction
Auction properties may offer savings, but they can also come with more risks.

Investment property
Weigh the benefits and risks before buying an investment property.

Vacation home
Make sure a potential vacation home meets your personal and investment needs.

Property amenities
Don't underestimate the cost of property additions like landscaping and pools.

Relocating your home
Look at factors like property taxes and cost of living before relocating.
Potential tax benefits

Mortgage interest rate
See some tips for lowering your mortgage interest rate.
How much house can I afford

What can you afford?
It’s important to know how much you can afford before you start looking for a home.

Debt-to-income ratio
This is a key number for determining what you can afford, see how to calculate it

Property taxes
Learn how property taxes can provide valuable improvements and services in the surrounding community.

What is PMI?
You may have to pay Private Mortgage Insurance (PMI) if you put less than 20% down.

Homeowners insurance
Learn how homeowners insurance protects you and your home.
How much can you borrow?

Mortgage principal
Lean how the two key parts of your monthly mortgage payment -- principal and interest -- work.

Self-employed buyers
If you're self-employed, you may have some extra steps when buying a home.

Mortgage amortization
Keep these things in mind when it comes to paying down your mortgage.
Credit Score for a home loan

Improve your credit score
A strong credit score may help you get a mortgage -- see how you can improve yours.
Real Estate Agents

Real estate lawyer
Learn the role of this key player in the homebuying process.
Mortgage Banker

Loan processors
Learn about the role of the loan processor during the application process.

Mortgage underwriter
See what a mortgage underwriter does and what they look for when reviewing your application.
Finding the right home

Remodel vs. buy new
Here's what to consider when choosing between updating an older home or buying a newly constructed one.
Mortgage Contingency

Changing homes
Timing is critical when you're buying a new home and selling your old one.

Mortgage contingency
Contingencies can help buyers and sellers avoid potential issues that may arise.
Making an offer

Negotiating a price
Knowing how to handle homebuying negotiations can help both you and the seller walk away happy.

Concessions
See why buyer and seller concessions are an important part of the homebuying process.

Being outbid
Presenting a competitive offer may reduce your chances of being outbid.

Warranty & insurance
Home warranties and homeowners insurance protect the buyer, but they aren't the same thing.
Earnest money

Earnest money
Show a seller you're serious with an earnest money deposit.
Short sale & foreclosed homes

Pursuing short sales
Consider these pros and cons when pursuing a short sale.
Discount points

Ways to lower rates
Paying discount points could lower your mortgage interest rate.
Types of mortgages

ARM loans
An adjustable-rate mortgage (ARM) is a home loan with an initial rate period and then the rate changes periodically.

FHA mortgages
Learn about the benefits of loans insured by the Federal Housing Administration (FHA).

VA loans
Learn about VA Loans, a mortgage guaranteed by the U.S. Department of Veterans Affairs.

15 vs. 30-year
Consider these factors when choosing between a 15 vs. 30-year mortgage.
Finishing the application

Earnest money
Show a seller you're serious with an earnest money deposit.

Appraisal process
Learn more about the appraiser's role, and what they look for.
Home Inspections

Final walk-through
Before you close, take time to look over the home you're about to buy.

Know the difference
Home appraisals and home inspections are two important, but different, steps in the homebuying process.
Steps before closing

Closing preparations
Avoid these common surprises - prepare yourself before you close.

Title insurance
See how title insurance ensures you're the sole owner of the home.
Escrow accounts

Escrow accounts
Learn how escrow accounts work, and how they're used to pay your property taxes and homeowners insurance.

Property taxes
Learn how property taxes can provide valuable improvements and services in the surrounding community.