Information About Our Overdraft Services
An overdraft occurs when you don’t have enough money available in your personal checking account to cover a transaction. We have a Standard Overdraft Practice that comes with Chase checking accounts and also offer Overdraft Protection and Chase Debit Card Coverage, which are optional services that can help pay overdrafts when they occur.
Our Overdraft Protection allows you to link a Chase savings account as an Overdraft Protection backup account to your checking account to help pay any overdraft transactions that may occur. The exact amount needed to cover the transaction will be transferred if enough funds are available.
For applicable fees, when there is not enough money in your linked Overdraft Protection backup account, please refer to How your transactions will work for personal checking accounts (PDF)
For business accounts:
See information on How your transactions will work for business accounts (PDF)