With Debit Card Coverage, you tell us how you want to handle your everyday debit card transactions. Chase Debit Card Coverage isn't available for Chase High School Checking℠, Chase Secure Checking℠ or Chase First Checking℠.
If you don’t have Overdraft Protection or you don't have enough funds in your linked Chase savings account, and you:
- Choose NO, the transaction will be declined and you won't be charged an Insufficient Funds Fee.
- Choose YES, we may authorize overdrafts at our discretion and you understand you will be charged an Insufficient Funds Fee per transaction if Chase pays your overdraft.
No matter what decision you make on your Debit Card Coverage, if you’re enrolled in Overdraft Protection and you have enough money in your linked Overdraft Protection backup account, we will use the available funds from your backup account to authorize or pay transactions.
- Everyday debit card transactions ONLY
(e.g., groceries, gasoline or dining out)