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Homeownership is possible with an FHA loan

Start your preapproval in minutes. No commitment. No credit impact.

Putting the dream within reach

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Low down payments

With down payments as low as 3.5%, it may be easier to buy a home.

Up to $5,000 in grants

In select areas, our Chase Homebuyer Grant provides up to $5,000 that's first applied to lower your interest rate, if you qualify.

Flexible income and credit guidelines

With no income limits and flexible credit guidelines, it may be easier to qualify for an FHA loan.

Competitive rates

FHA loans offer competitive interest rates that could mean a lower monthly payment.

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Why choose Chase


By the numbers

  • We service 3 million+ households
  • More than 2 million customers chose us to finance their mortgages
  • 8,700+ Zillow® customers rated our Home Lending Advisors an average of 4.9 stars
  • 2025 MortgagePoint Lending Excellence Award Winner

We'll be your guide

Your Home Lending Advisor helps you every step of the way.