Homeownership is possible with an FHA loan
Start your preapproval in minutes. No commitment. No credit impact.
Putting the dream within reach
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Low down payments
With down payments as low as 3.5%, it may be easier to buy a home.
Up to $5,000 in grants
In select areas, our Chase Homebuyer Grant provides up to $5,000 that's first applied to lower your interest rate, if you qualify.
Flexible income and credit guidelines
You may qualify for an FHA loan if your credit score is at least 620, plus there are no income limits. Check your score for free with Chase Credit Journey®.
Competitive rates
FHA loans offer competitive interest rates that could mean a lower monthly payment.
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Why choose Chase
By the numbers
- We service 3 million+ households
- More than 2 million customers chose us to finance their mortgages
- 8,700+ Zillow® customers rated our Home Lending Advisors an average of 4.9 stars
- 2025 MortgagePoint Lending Excellence Award Winner