Affordable homebuying
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Start preapproval in minutes. No credit impact. No commitment.
Explore our range of homebuyer grants and loans.
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Chase Homebuyer Grant℠ up to $5,000 in select areas, if you qualify
Down payments as low as 3%
On average, homebuyers save more in mortgage fees with Chase compared to a non-bank
Guaranteed on-time closing or get $5,000,if you qualify
Explore your mortgage loan options
Federal Housing Administration (FHA) loan,
Down payment as low as 3.5% with no income limits and flexible credit guidelines
Chase DreaMaker℠ mortgage
Down payment as low as 3% and lower monthly payments with a 30-year fixed rate
Standard Agency mortgage
Down payment as low as 3% and can come from gift funds; good option for those with higher credit scores
Veterans Affairs (VA) home loan
Low or no down payment plus no monthly mortgage insurance requirement or income limits
Why choose Chase
By the numbers
- We service 3 million+ households
- More than 2 million customers chose us to finance their mortgages
- 8,700+ Zillow® customers rated our Home Lending Advisors an average of 4.9 stars
- 2025 MortgagePoint Lending Excellence Award Winner