Mistakes can happen, but with Overdraft Protection, you can help ensure that your checking account is covered. You only pay for Overdraft Protection if you use it. There's no annual fee and no charge to enroll.
How it works
If you write a check, authorize a payment or take a cash withdrawal that causes your checking account to become overdrawn, funds will be transferred from your Overdraft Protection account to your checking account to cover the amount. You can use a variety of accounts for Overdraft Protection including your:
- Chase savings accountFootnote (Opens Overlay)
- Chase credit cardFootnote (Opens Overlay)
- Chase Home Equity Line of CreditFootnote (Opens Overlay) (except in Texas)
Plus, Overdraft Protection can be set up using the same account linked to several checking accounts for added coverage.
Funds will only be transferred once per business day, and you must have enough savings balance or enough available credit to pay at least some of the checking items for the transfer to occur.
Benefits of Overdraft Protection
Easy to set up
You only pay for Overdraft Protection if you use it. There’s no Annual fee and no charge to enroll. Just call us, enroll online or visit a branch to set up Overdraft Protection.
Peace of Mind
Mistakes can happen, but with Overdraft Protection, you can help ensure your checking account is covered.
Help Save Money
This service can help you avoid paying fees for overdrawing your checking account. It can also help you avoid fees from creditors such as returned check fees or late fees.
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access to Overdraft Protection?