IHG One Rewards Business Credit Card
Earn Rewards
Status
Travel Benefits
Credits
Added Protection
Add Employee Cards
Earn points every day
Earn up to 26X total points on stays at IHG® Hotels & Resorts
- 10X points at IHG Hotels & Resorts with the IHG One Rewards Business Credit Card
- Up to 10X points from IHG on stays for being an IHG One Rewards member
- Up to 6X points from IHG on stays with Platinum Elite status, a benefit of this card
Plus, points on other purchases:
- 5X points
- On flights when purchased directly with the airline and car rental agencies
- On dining, search engine advertising, and at gas stations
- 3X points on all other purchases
- Earn 20,000 bonus points after you spend $25,000 on purchases each calendar year
Employee Cards at no cost
Earn rewards faster with employee cards at no additional cost. When your employees purchase, your business earns points.
Enjoy enhanced benefits for business or leisure
As an IHG One Rewards Business Credit Cardmember, you’ve automatically earned IHG One Rewards Platinum Elite status which comes with additional benefits.
Bonus earnings on top of base points
Platinum Elite members earn a 60% bonus on top of base points on most IHG stays.
Exclusive access to Reward Night discounts
Stretch your points farther with exclusive access to promotional discounts on Reward Nights.
Welcome amenity at check-in
Make a choice–you can select points or a drink or snack offering at check-in.
No blackout dates for Reward Nights
Book nights where you want, when you want them.
Elite Rollover Nights
If you earn more nights than you need, they’ll count toward next year.
Complimentary Upgrades
Book your room and we'll do our best to upgrade you to an even better one, when available.
Late Check-out
Stay a little longer. We can extend check-out up until 2 PM if the room is available.
Spend $50,000 and earn Diamond Elite status
Earn IHG One Rewards Diamond Elite status after you spend $50,000 on purchases each calendar year.
Perks are part of the journey
Enjoy an Anniversary Free Night
Each year, after your card anniversary, you’ll receive an Anniversary Free Night good for a night at one of our eligible IHG® Hotels & Resorts worldwide. You also have the ability to add on points from your IHG One Rewards account.
Earn an Additional Free Night
Earn an additional free Reward Night after you spend $60,000 on purchases each calendar year.
Redeem 3 Nights, get 4th Night Free
The fourth Reward Night is free when you redeem points for any stay of four or more nights.
Save 30% on points purchases
A few points short of a Reward Night? Enjoy a 30% discount when you purchase points with your IHG Card.
No Foreign Transaction Fees
Experience the world without paying a fee on international purchases.
Get more along the way
Up to $100 in annual Food & Beverage Rewards at IHG hotels
Enjoy a $25 Food & Beverage Rewards voucher quarterly to treat yourself to a drink or meal on your next trip at IHG hotels.
Receive $100 Airline Statement Credit
Receive a $100 statement credit for flight purchases of $250 or more made directly with the airline, each calendar year through 12/31/27.
Enjoy 15 Elite Night Credits
Receive 15 Elite Night Credits at the start of each calendar year providing a head start towards a Milestone Reward and your next status tier.
Plus, earn 2 Elite Night Credits for every $5,000 spent on purchases with your Business Card. Elite Night Credits count towards status and Milestone Rewards, helping you reach them faster.
Spend $25,000 and earn 5 additional Elite Night Credits
Earn 5 Elite Night Credits after you spend $25,000 on purchases each calendar year as a head start towards your choice of a Milestone Reward and your next status tier faster. These 5 Elite Night Credits are in addition to the 2 Elite Night Credits you receive for every $5,000 you spend on your card.
Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit
Receive a statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your Card.
Stress less with Travel, Purchase and Fraud Protection
Travel Protection
The travel benefits that come with your IHG One Rewards Business Credit Card give you peace of mind.
Trip Cancellation and Interruption Insurance
You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.
Travel and Emergency Assistance
If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)
Auto Rental Coverage
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.
Purchase Protection
You can shop with confidence knowing your purchase has built-in protection.
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.,
Extended Warranty Protection
Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Fraud Protection
Your IHG One Rewards Business Credit Card includes protection from fraud.
We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.
Add employee cards
Give your employees purchasing power, simplify tracking and reduce paperwork. Share your IHG One Rewards Business Credit Card benefits with employees and earn bonus points on all the purchases they make. You can either sign in to your Chase account or call the number on the back of your card to add employee cards.
