United Club℠ Business Card
Earn Rewards
Use Rewards
Travel Benefits
Travel Protection
Purchase Protection
Fraud Protection
Service
Rewards
Earn miles faster in the air and on the ground, enjoy flexible award options and take advantage of the various ways to use your miles — including flights, hotels, car rentals and more.
Earn miles on United®
- 8 total miles per $1 spent on eligible United flights: 6x miles on the Primary Cardmember's fare from United as a MileagePlus member, plus 2x miles on entire United purchase with United Club Business Card. Mileage earning differs for Basic Economy or base option tickets. Premier® members earn even more.
- 2 miles per $1 spent on all other eligible United® purchases
Earn miles on other purchases
- 5 miles per $1 spent on pre-paid Renowned hotels stays
- 1.5 miles per $1 spent on all other purchases
5,000-mile better-together anniversary bonus
You'll receive 5,000 bonus miles each year on your United℠ Business Card anniversary when you have both the United Business card and a personal Chase United credit card.
Earn up to 28,000 Premier qualifying points (PQP)
You’ll earn 1 PQP for every $15 you spend on purchases with your United Club℠ Business Card, up to 28,000 PQP in a calendar year. This can be applied toward your Premier® status qualification, up to and including the Premier 1K® level.
Add employee cards at no additional cost
Miles earned from employee purchases accrue in your account so you can earn rewards faster.
Rewards
Redeem your miles for flights, car rentals or shopping at your favorite retailers.
Award travel on Star Alliance™
Use your miles to connect with more of the world. You can earn and use MileagePlus miles on United and on any of the other member airlines in the Star Alliance network. With over 18,000 daily departures serving more than 1,300 worldwide destinations, your award travel opportunities are virtually endless.
Car and hotel awards
Your MileagePlus miles now take you even further. You can use your miles for car rentals at Cars.MileagePlus.comOpens overlay, as well as for hotel stays at thousands of properties around the world at HotelAwards.MileagePlus.comOpens overlay.
Merchandise awards
Enjoy shopping when you use your miles for electronics, home goods, accessories, jewelry and more from your favorite brands. Go to MileagePlusAwards.comOpens overlay to shop.
Travel Benefits
Enjoy the ease of travel with less stress and more perks.
United Club℠ access
Primary Cardmembers receive a value of at least $750, including additional guest privileges with their United Club access. Primary Cardmembers and their eligible travel companions, including 1 adult guest and dependent children, will enjoy access to 45+ United Club locations worldwide. For an updated status on United Club locations, any temporary closures, guest policies, and to learn more about the United Club memberships available, please visit united.com/UnitedClubOpens overlay.
United Club℠ All Access membership
Unlock All Access membership as a Cardmember after reaching Premier Gold status or by spending $50,000 on purchases each calendar year with your United Club℠ Card. In addition to your membership benefits, you will have:
- Total of 2 adult guests or 1 adult guest plus your dependent children under the age of 18 will have access to all United Club locations.
- Access to participating Star Alliance™—member affiliated lounges for you and your eligible travel companions.
- Four one-time Club passes for your authorized users each year.
Earn 4 United Club one-time passes with United Club℠ All Access Membership and an authorized user
Cardmembers with United Club All Access Membership and an authorized user on their account, will earn 4 United Club one-time passes annually on their account anniversary. (Over a $200 value per year.) Receive United Club All Access Membership after spending $50,000 in a calendar year or earning Premier Gold status or higher. Each pass grants one person one-time access to a United Club location, so long as the primary Cardmember or an authorized user is also admitted. Please allow 3 weeks from the date an authorized user is added before the authorized user redeems a one-time pass without the primary Cardmember present. For an updated list of United Club locations and any temporary closures, please visit united.comOpens overlay.,
Premier access® travel services
Start your journey stress-free by avoiding long lines and getting early access to overhead bins. Priority check-in, security screening, boarding and baggage handling privileges (where available).
Free first and second checked bags — a savings of up to $440 per roundtrip
The primary Cardmember and one companion on the same reservation get their first and second standard checked bags free (up to $50 for the first bag and $60 for the second, each way) on United operated flights. The primary Cardmember must include their United MileagePlus® number and purchase tickets with their card (waived for flights within 90 days of account opening). For details please visit united.com/ChaseBagOpens overlay.
25% back on United® Inflight and Club premium drink purchases
Enjoy 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights, as well as premium drink purchases at United Clubs when you pay with your United Club Card.
Complimentary Premier® upgrades on award tickets
The primary Cardmember who is also a MileagePlus® Premier® member and traveling on a MileagePlus award ticket and one companion will be eligible for Complimentary Premier Upgrades on select United® operated flights (when available). Visit united.com/upgradesOpens overlay for details.
Cardmember award pricing
You receive access to Cardmember pricing on eligible award flights when you're signed into your MileagePlus® account.
General members save 10% or more and Premier members save 15% or more on flights booked with miles including expanded access to Saver Award availability in United Economy®, United Business®, United Polaris® business class and United First® on two-cabin aircraft.
Earn 2 global Economy Plus® seat upgrades
Enjoy extra leg room on your next United® or United Express® operated flight: Earn 2 global Economy Plus® seat upgrades after spending $40,000 on purchases each calendar year with your United Club℠ Business Card.
Up to $50 in credits on United FareLock purchases
Earn up to $50 back as a statement credit each anniversary year after you buy FareLock with your United Club℠ Business Card on a United® or United Express® operated flight. Use FareLock to hold a seat on your flight for a set price for 3, 7, or 14 days and your ticket price won't go up during the hold period. To learn more about FareLock, visit united.com/FareLockOpens overlay.
Access to Renowned Hotels and Resorts for United® Cardmembers
For a truly exceptional experience, turn to Renowned Hotels and Resorts, a curated selection of world-class hotels. Make a reservation through the program using your United Club℠ Business card to receive the following benefits:
- Daily breakfast for two
- A $100 property credit (includes dining, spa or other activities at the property)
- Free Wi-Fi
- A room upgrade**
- Early check-in and late checkout**
To make a reservation, visit RenownedHotels.com and pay with your United Club card.
**When available at select properties
Up to $200 in credits on Renowned Hotels and Resorts for United® Cardmembers
Receive up to $200 back in statement credits each anniversary year on hotel accommodations when you prepay directly through Renowned Hotels and Resorts with your United Club℠ Business Card.
Up to $150 in credits on rideshare purchases
Enroll to receive up to $150 back as statement credits each calendar year on rideshare purchases when paying with your United Club℠ Business Card: $12 back as a statement credit each month from January through November, and up to $18 back for the month of December. Enrollment required.
Up to $100 in United travel credits on Avis or Budget car rental purchases
Receive $50 in United® TravelBank cash, up to $100 each anniversary year, for your 1st and 2nd Avis or Budget car rental booked directly through cars.united.comOpens overlay and paid for with your United Club℠ Business Card.,
Up to $200 in credit on JSX purchases
Get up to $200 back as a statement credit each anniversary year when you book flights directly with JSX using your United Club℠ Business Card. JSX is a hop-on jet service that offers a semi-private flying experience at commercial fares. To learn more, visit united.com/JSXOpens overlay.
Avis President's Club®
Primary Club Business Cardmembers are invited to enroll in Avis President's Club at united.com/AvisChaseBenefit.
Benefits include:
- Guaranteed rental car availability — qualifying United MileagePlus® members and Cardmembers who are enrolled in Avis President's Club are guaranteed a vehicle as long as they have made a reservation 24 hours in advance of rental checkout, up to a full-size 4-door vehicle.
- Complimentary two-car class upgrades — qualifying United MileagePlus members and Cardmembers who are enrolled in Avis President's Club will receive a complimentary two-car class upgrade based on availability. Customers must rent an intermediate (group C) vehicle or larger in order to qualify for an upgrade. Offered at participating Avis locations in the U.S, Canada, Europe, Australia and New Zealand
- Expedited Service: Go straight to your car and drive off at Avis Preferred locations around the world. Dedicated 24/7 number for customer support
IHG® One Rewards Platinum Elite Status
As the primary United Club Cardmember, you’re eligible for Platinum Elite Status in IHG Rewards. Platinum Elite Status allows you to enhance your stay with:
- Complimentary room upgrades
- Extended checkout, as available
- Earn points toward free nights
- Elite points that never expire
Visit united.com/IHGStatusOpens overlay to learn more and to enroll.
No foreign transaction fees
Purchases made with your Club Business Card outside the U.S. will not be subject to foreign transaction fees. For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
Instacart+ Membership
Get complimentary Instacart+ Membership and receive unlimited deliveries with $0 delivery fees on eligible orders. Service fees and Terms apply. Benefits end 12/31/27.
Up to $240 in Instacart credits
Receive two $10 Instacart credits monthly, up to $240 total each calendar year, for purchases made directly through Instacart with your United Club℠ Business Card. Terms apply. Benefits end 12/31/27.
Concierge services
Need help finding a great new restaurant or tickets to the theater? Count on the United Club℠ Business Card concierge services to give you personalized assistance with reservations, referrals and recommendations — anywhere in the world. Call United Club℠ Business Card concierge services at 1-800-888-8756 for assistance.
Travel Protection
Go with confidence. When traveling, your United Club Business Card offers protection and assurance to help you deal with the unexpected.
You can find the most up to date benefits information on Chase.com. Simply log in to Chase.com, click on the “MORE” drop down menu and select “CARD BENEFITS.”
Baggage Delay Insurance
Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.,
Trip Delay Reimbursement
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.
Trip Cancellation and Interruption Insurance
You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.
Emergency Evacuation and Transportation
If you or a covered traveler are injured or become sick during a trip 100 miles or more from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $1,000,000.
Travel Accident Insurance
When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive up to $500,000 in accidental death or dismemberment coverage.
Travel and Emergency Assistance
If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.
Auto Rental Coverage
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.,
For assistance with all United Club Card protection benefits, please call 1-800-350-2919 or 1-214-503-2953. International charges may apply; please contact your service provider for additional details.
Purchase Protection
Shop smarter with Purchase Protection coverage when you use your United Club Business Card.
You can find the most up to date benefits information on Chase.com. Simply log in to Chase.com, click on the “MORE” drop down menu and select “CARD BENEFITS."
Extended Warranty Protection
Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.,
Return Protection
You can be reimbursed for eligible items that the store won’t accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period.
For assistance with all United Club Business Card protection benefits call 1-800-350-2919 or 1-214-503-2953. International charges may apply; please contact your service provider for additional details.
Fraud Protection
Free yourself from worry with exceptional Fraud Protection benefits that come with your United Club Business.
Zero Liability Protection
Zero Liability Protection means you won’t be held responsible for unauthorized charges made with your card or account information.
Charge disputes
If you were charged in error, we will freeze that charge while we investigate your dispute.
Fraud alerts
We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.
Dedicated Cardmember service
Chase and United are dedicated to delivering exceptional service to our Cardmembers. Whenever you call, a knowledgeable and empowered Customer Service specialist will assist you 24 hours a day, 7 days a week.
Simply call 1-800-999-6977 or 1-614-248-2161 for assistance. International charges may apply; please contact your service provider for additional details.