United℠ Business Card

Redeem your rewards for flights, car rentals or shopping at your favorite retailers.

Award travel on Star Alliance™

Use your miles to connect with more of the world. You can earn and use MileagePlus miles on United and on any of the other member airlines in the Star Alliance network. With over 18,000 daily departures serving more than 1,300 worldwide destinations, your award travel opportunities are virtually endless.

Car and hotel awards

Your MileagePlus miles now take you even further. You can use your miles for car rentals at Cars.MileagePlus.comOpens overlay, as well as for hotel stays at thousands of properties around the world at HotelAwards.MileagePlus.comOpens overlay.

Merchandise awards

Enjoy shopping when you use your miles for electronics, home goods, accessories, jewelry and more from your favorite brands. Go to MileagePlusAwards.comOpens overlay to shop.

The benefits that come with being a United Business Cardmember make it easier than ever to travel smart.

Free first checked bag — a savings of up to $160 per round trip

As the primary Cardmember, you and one companion traveling on the same reservation will each receive your first checked bag free (up to a $40 value for the first checked bag, each way, per person) on United^® operated flights when purchasing tickets with your United℠ Business Card — a savings of up to $160 per round trip.

To receive your free checked bags, include your MileagePlus^® number in your reservation and purchase your ticket(s) from United with your United Business Card. For complete details, please visit united.com/ChaseBagOpens overlay.

25% back on United^® Inflight and Club premium drink purchases

Enjoy 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United^® operated flights, as well as premium drink purchases at United Clubs when you pay with your United℠ Business Card.

2 United Club one-time passes per year

After account opening and on each anniversary — over a $100 value per year. For an updated list of United Club locations and any temporary closures, please visit united.comOpens overlay.

Earn $125 United travel credit

Receive $125 in United^® TravelBank cash after making 5 United^® flight purchases of $100 or more each calendar year with your United℠ Business Card.^,

Complimentary Premier^® upgrades on award tickets

The primary Cardmember who is also a MileagePlus^® Premier^® member and traveling on a MileagePlus award ticket and one companion will be eligible for Complimentary Premier Upgrades on select United^® operated flights (when available). Visit united.com/upgradesOpens overlay for details.

Earn 2 continental U.S. Economy Plus^® seat upgrades

Enjoy extra legroom on your next United^® or United Express^® operated flight: Earn 2 continental U.S. Economy Plus seat upgrades after spending $25,000 on purchases each calendar year with your United℠ Business Card.

Up to $25 in credits on United FareLock purchases

Earn up to $25 back as a statement credit each anniversary year after you buy FareLock with your United℠ Business Card on a United^® or United Express^® operated flight. Use FareLock to hold a seat on your flight for a set price for 3, 7, or 14 days and your ticket price won't go up during the hold period. To learn more about FareLock, visit united.com/FareLockOpens overlay.

Up to $100 in United^® Hotels credits

Receive $50 back as a statement credit on both your 1st and 2nd prepaid hotel stays purchased directly through United^® Hotels with your United℠ Business Card, up to $100 each anniversary year.

Up to $100 in credits on rideshare purchases

Enroll to receive up to $100 back as statement credits each calendar year on rideshare purchases when paying with your United℠ Business Card: $8 back as a statement credit each month from January through November and up to $12 back for the month of December. Yearly opt-in is required.

Up to $50 in United travel credits on Avis or Budget car rental purchases

Receive $25 in United^® TravelBank cash, up to $50 each anniversary year, for your 1st and 2nd Avis or Budget car rental booked directly through cars.united.comOpens overlay and paid for with your United℠ Business Card.

Up to $100 in credit on JSX purchases

Get up to $100 back as a statement credit each anniversary year when you book flights directly with JSX using your United℠ Business Card. JSX is a hop-on jet service that offers a semi-private flying experience at commercial fares. To learn more, visit  united.com/JSXOpens overlay.

No foreign transaction fees

Purchases made with your Business Card outside the U.S. will not be subject to foreign transaction fees. For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

Priority boarding

The primary Cardmember and companions on the same reservation will be invited to board United^® operated flights prior to general boarding. To receive priority boarding, include your MileagePlus account number when making your reservation and refer to your United boarding pass for your boarding group number.

3-Month Complimentary Instacart+ Membership

Get complimentary Instacart+ Membership for three months, including unlimited deliveries with $0 delivery fees on eligible orders. After that, you're automatically enrolled in Instacart+ at 25% off the annual rate. Service fees and Terms apply. Benefits end 12/31/27.

Up to $120 in Instacart credits

Receive a $10 Instacart credit monthly, up to $120 total each calendar year, for purchases made directly through Instacart with your United℠ Business Card. Terms apply. Benefits end 12/31/27.

Concierge services

Need help finding a great new restaurant or tickets to the theater? Count on the United Business Card concierge services to give you personalized assistance with reservations, referrals and recommendations — anywhere in the world. Call United Business Card concierge services at 1-800-888-8756 for assistance.

United Business Cardmembers enjoy built-in travel protection benefits that give you peace of mind.

You can find the most up to date benefits information on Chase.com. Simply log in to Chase.com, click on the “MORE” drop down menu and select “CARD BENEFITS.”

Baggage Delay Insurance

Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.

Lost Luggage Reimbursement

Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.^,

Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.

Trip Cancellation and Interruption Insurance

You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.

Travel Accident Insurance

When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive up to $500,000 in accidental death or dismemberment coverage.

Auto Rental Coverage

Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.^,

For assistance with all United Club Business Card protection benefits, please call 1-800-350-2919 or 1-214-503-2953. International charges may apply; please contact your service provider for additional details.

Shop confidently knowing that your purchases are protected by built-in benefits when you use your United Business Card.

You can find the most up to date benefits information on Chase.com. Simply log in to Chase.com, click on the “MORE” drop down menu and select “CARD BENEFITS."

Purchase Protection

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.^,

Extended Warranty Protection

Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.

For assistance with all United Business Card protection benefits call 1-800-350-2919 or 1-214-503-2953. International charges may apply; please contact your service provider for additional details.

Free yourself from worry with exceptional Fraud Protection benefits that come with your United Club Business.

Zero Liability Protection

Zero Liability Protection means you won’t be held responsible for unauthorized charges made with your card or account information.

Charge disputes

If you were charged in error, we will freeze that charge while we investigate your dispute.

Fraud alerts

We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.

Whenever you call, 24 hours a day, 7 days a week, you’ll be greeted by a dedicated Customer Service specialist. From disputing a strange charge to getting details on your United Business Card benefits, a specialist is ready to assist.

Simply call 1-800-888-8756 or 1-804-673-1691 for assistance. International charges may apply; please contact your service provider for additional details.

Payment options

In addition to paying by mail, you can pay online from the Manage your account page, or by calling 1-800-888-8756.