Unlimited commission-free online trades
When you open and fund a J.P. Morgan Self-Directed Investing account with qualifying new money by 07/21/2026.
You must open an account from this page to receive the bonus offer. Coupon code applied when you begin your application.
Choose an account and start investing today
General Investment
This is a standard individual or joint investment account. You get the flexibility to withdraw your money at any time, without the tax benefits of an IRA.
Traditional IRA
Your contributions may be tax-deductible. Your earnings, if any, are tax-deferred and will be included in your taxable income at the time of withdrawal.
Roth IRA
Your contributions are not tax-deductible. Your earnings, if any, are tax-deferred and may be withdrawn tax-free if certain conditions are met.
Trust accounts are also available with J.P. Morgan Self-Directed Investing. Learn more
Get a cash bonus when you transfer as low as $5,000
$50
When you transfer or
roll over $5,000 - $24,999
$150
When you transfer or
roll over $25,000 - $99,999
$325
When you transfer or
roll over $100,000 - $249,999
$1,000
When you transfer or
roll over $250,000 or more
Take 3 steps to collect your bonus
1 Open
Open a J.P. Morgan Self-Directed Investing account through this page by 07/21/2026.
2 Transfer
You have 45 days to fund your account with qualifying new money. Your bonus will be determined on day 45.
3 Earn
Maintain your new funds at 90 days from enrollment and enjoy your bonus – we'll add it directly into your account within 15 days.
Get commission-free online trades
Bank & invest in one place
Get the best of both worlds on the Chase Mobile® app or chase.com with instant money transfers and more.
Invest in any amount
Use fractional shares to invest in S&P 500 and Nasdaq 100 stocks, along with ETFs, in any amount from $5.
Thousands of investments
Choose from stocks, ETFs (from index funds to cryptocurrency), options, mutual funds, money market funds, treasuries and more.
Powerful tools
From alerts to screeners, we make it easy to build diversified portfolios.
Open your new account today
and earn up to $1,000 with qualifying activities.
Coupon code applied when you begin your application.
Not ready to invest on your own? Explore our other investment options at chase.com/investments.
By opening an account from the above link, you will not be eligible for the offer outlined here.
Frequently asked questions
- To get a bonus, open a new J.P. Morgan Self-Directed Investing account and add at least $5,000 in qualifying new money from outside JPMorganChase within 45 days.
- After 45 days, your bonus will be determined by how much qualifying new money you added:
- $5,000 to $24,999 gets you $50
- $25,000 to $99,999 gets you $150
- $100,000 to $249,999 gets you $325
- $250,000 or more gets you $1,000
- Keep the new money in the account for 90 days (market losses don't count against you).
The bonus will be added to your account within 15 days after meeting these conditions. You can only get one bonus per year.
Qualifying new money comes from moving cash, transferring securities (e.g., stocks, ETFs, mutual funds, fixed income, and others) or rolling over existing retirement assets (e.g., IRA, 401(k)) from another institution within 45 days of account opening. These assets qualify as net new money and can be transferred in-kind, meaning they are not sold and no taxes are triggered. Assets transferred from JPMorganChase or its affiliates are not eligible.
You can fund your Self-Directed Investing account by moving cash, transferring investments or rolling over existing retirement assets from another financial institution.
Moving external assets from other financial institutions is easy with our online transfer tool on chase.com and the Chase Mobile app. Here's how:
- Go to the Investments by J.P. Morgan tab, select your new Self-Directed account, and click on the "Transfer" icon.
- Choose between transferring money, securities, or rolling over an IRA, old 401(k) or other employer plans.
- Please note that certain securities are not eligible to be transferred online and must be sold before submitting your request.
- When rolling over a 401(k), you may need to contact your current plan administrator and have them make the check payable to "J.P.Morgan Securities LLC." Use the Chase QuickDeposit tool in our app to do this with maximum convenience.
Traditional IRAs:
- Tax Benefits: Contributions may be tax-deductible, reducing your taxable income in the year your contribute.
- Growth: Earnings grow tax-deferred, meaning you don't pay taxes on them until you withdraw.
- Withdrawals: Withdrawals are taxed as ordinary income; required minimum distributions start at age 73, and early withdrawals before age 59 1/2 may incur a 10% penalty.
Roth IRAs:
- Tax Benefits: Contributions are made with after-tax dollars, so they are not tax-deductible, but qualified withdrawals are tax-free.
- Growth: Earnings grow tax-free, providing potential tax-free income in retirement.
- Withdrawals: Contributions can be withdrawn anytime without penalties; no required minimum distributions, but early withdrawal of earnings before age 59 1/2 and before the account is 5 years old may incur a 10% penalty.
Find more answers about Self-Directed Investing.