Certificates of Deposit (CDs) earn a guaranteed interest rate. A $1,000 minimum is required to open a CD. Please go to a branch to open a CD greater than $1,000,000. The Annual Percentage Yields (APYs) below are CD relationship rates available to our customers with a linked Chase personal checking account. APYs are effective for 01/24/2020, and are subject to change without notice. Web site rates are generally updated each business day in the morning and rates may vary by market. CD and Retirement CD interest is compounded daily. You may choose, depending on the term, to have your CD interest paid monthly, quarterly, semi-annually or annually and at maturity. Penalties may apply to withdrawals made prior to maturity. Please see the Deposit Account Agreement and rate sheet for more information and non-relationship standard rates.