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Data security questions

Frequently asked questions

Data security questions

Can I lock Samsung Pay?

Samsung Pay is locked when the device is locked. A PIN or Fingerprint is required per transaction in order to use Samsung Pay.

What is Hosted Cloud Emulation? 

Host cloud emulation (HCE) is the software architecture that provides exact virtual representation of credit/debit cards using only software. On the other hand, other digital wallet services stores credit/debit card credentials on a secure element within the device.

What is a device account number (token)?

A device account number (token) is a substitute account number that replaces your card number in each transaction.  This means that your actual information isn’t shared when your shop and your details stay safe.    

Am I liable for unauthorized charges made with Samsung Pay?

Purchases made with your Chase credit, debit and/or Chase Liquid cards have Chase Zero Liability Protection for any unauthorized card transactions. This means that you will not pay for any unauthorized transactions as long as they are reported promptly. Certain limitations apply. Please see your cardholder, deposit account and/or Chase Liquid card agreement for complete details.

Esta página contiene información acerca del uso de su tarjeta Chase Visa® y Mastercard en billeteras digitales.
Si tiene alguna pregunta, por favor, llame al número que aparece en el reverso de su tarjeta.

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©2019 Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Use only in accordance with law. Contact your bank or financial institution to verify that it is a Samsung Pay participant. Samsung Pay is available on select Samsung devices.

Make at least five payments on your Gear S3 without a Galaxy smartphone nearby after initial setup. Reload payment capability by connecting to a Galaxy smartphone via Bluetooth or thru LTE or WiFi. Samsung Pay on the Gear S3 is only compatible with select cards, carriers and Samsung devices and non-Samsung Android phones; see the Samsung Pay Support page at http://www. for compatibility information.

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Chase credit cards are issued by JPMorgan Chase Bank, N.A.  Accounts subject to credit approval.

Debit cards are provided by JPMorgan Chase Bank, N.A. Member FDIC.