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FAQs about this Chase Total Checking offer

Open a new Chase Total Checking account, which is subject to approval and have your direct deposits totaling $1,000 or more made into the new checking account within 90 days of coupon enrollment.

Direct deposit is an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government using your Chase checking account and routing number.

The following do not qualify as direct deposits: Depositing a check in branch or through the Chase Mobile® app; Person to Person payments (such as Zelle®); Micro-deposits (Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account); External transfers from a bank, brokerage or investment account, tax refunds, dividends, retirement distributions, direct payments, debit card transactions or wire transfers.

You’ll receive your bonus within 15 days* after you have completed all of the requirements listed on your offer. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership.

*Refer to your specific offer for dates and deadlines.

Offer not available to existing Chase checking customers, those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

You can open a Chase Total Checking account online or by visiting a local Chase branch.

Chase Total Checking® has a $15 monthly service fee, you can avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.

Yes. Depending on your circumstances, non-U.S. residents may be able to open a U.S. bank account. See details to learn more about the requirements and options available.

Chase Total Checking accounts offer security features to help protect your personal and financial information. These include: secure online access, account alerts and fraud monitoring. Additionally, Chase provides tools to help you quickly report suspicious activity and offers support for resolving security concerns.

The account includes features like online bill pay, mobile check deposit, access to Chase ATMs, and the ability to send and receive money with Zelle®.

Chase banking


We want to make banking easy. Access your bank account or open a bank account online. Bank from almost anywhere by phone, tablet or computer and more than 14,000 ATMs and 5,000 branches.

Savings Accounts & CDs


It’s never too early to begin saving. Open a savings account or open a Certificate of Deposit (see interest rates) and start saving your money.

Checking Accounts


Choose the checking account that works best for you. See our Chase Total Checking® offer for new customers. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 14,000 ATMs and 5,000 branches.

Student banking


Discover products and financial education tailored to help parents and students at the Student Center. For parents with kids and teens, explore Chase High School Checking℠ or Chase First Banking℠ as an account that helps parents teach good money habits.

Refer a Friend


Chase Bank refer a friend for checking accounts. Existing eligible Chase checking customers can refer a friend to bank with Chase and earn a cash bonus.

About Chase


Chase serves millions of people with a broad range of products. Chase online lets you manage your Chase accounts, view statements, monitor activity, pay bills or transfer funds securely from one central place. To learn more, visit the Banking Education Center. For questions or concerns, please contact Chase customer service or let us know about Chase complaints and feedback. View the Chase Community Reinvestment Act Public File for the bank’s latest CRA rating and other CRA-related information.

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