Important information

IRS Circular 230 Disclosure: JPMorgan Chase & Co. and its affiliates do not provide tax advice. Accordingly, any discussion of U.S. tax matters contained herein (including any attachments) is not intended or written to be used, and cannot be used, in connection with the promotion, marketing or recommendation by anyone unaffiliated with JPMorgan Chase & Co. of any of the matters addressed herein or for the purpose of avoiding U.S. tax-related penalties.

Deposit products and services offered by JPMorgan Chase Bank, N.A. Member FDIC
"Chase Private Client" is the marketing name for a business within JPMorgan Chase & Co. and its subsidiaries.
Bank products and services are offered by JPMorgan Chase Bank, N.A., and its affiliates.
Securities and investment advisory services are offered through J.P. Morgan Securities LLC (JPMS). JPMS, a member of FINRA, NYSE and SIPC, is an affiliate of JPMorgan Chase Bank, N.A.

Investment products: Not FDIC Insured No bank guarantee May lose value

This is not intended as an offer or solicitation for the purchase or sale of any financial instrument. If reference is made to a product or service offered by any broker-dealer affiliated with JPMorgan Chase & Co. and its subsidiaries, the obligations and the securities sold, offered or recommended are not deposits and are not insured by the FDIC, the Federal Reserve Board or any other governmental agency. JP Morgan Chase & Co. broker-dealers, including J.P. Morgan Securities LLC (JPMS) are not banks and are separate legal entities from their bank affiliates. The obligations of the broker-dealers are not obligations of their bank or thrift affiliates (unless explicitly stated otherwise), and these affiliates are not responsible for securities sold, offered or recommended by the broker-dealers. The foregoing also applies to our other non-bank, non-thrift affiliates. FDIC insurance and domestic deposit preferences are not applicable to deposits or other obligations of our bank branches or banking affiliates outside the United States. The purchase of an insurance or annuity product is not a condition of any bank loan, service or product.

JPMorgan Chase & Co. and its subsidiaries do not render accounting, legal or tax advice. Estate planning requires legal assistance. Consult with your own legal, tax and accounting advisors with respect to specific situations.

Products may not be suitable for all individual investors. Contact a Chase Private Client representative for more information regarding specific product offerings. Additional information is available upon request.

INVESTMENT PRODUCTS: NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

This is a link to a third-party site as described in our Weblinking Practices. Note that the third party's privacy policy and security practices may differ from Chase's standards. Chase assumes no responsibility for nor does it control, endorse or guarantee any aspect of your use of the linked site.

Weblinking Practices (Links to Third Party Sites)

Chase [how is "Chase" defined on these weblinking provisions"] may provide access to information, products or services offered on websites that are owned or operated by other companies ("third party websites"). We provide this access through the use of hyperlinks that automatically move you from a Chase website to the third party site.

While we do our best to provide you with helpful, trustworthy resources, Chase cannot endorse, approve or guarantee information, products, services or recommendations provided at a third party website. Because we may not always know when information on a linked site changes, Chase is not responsible for the content or accuracy of any third party website. Chase shall not be responsible for any loss or damage of any sort resulting from the use of a link on its websites nor will it be liable for any failure of products or services advertised or provided on these linked sites.

Chase offers you links on an "as is" basis. When you visit a third party website by using a link on a Chase site, you will no longer be protected by the Chase privacy policy or security practices. The data collection, use and protection practices of the linked site may differ from the practices of Chase sites. You should familiarize yourself with the privacy policy and security practices of the linked website. Those are the policies and practices that will apply to your use of the linked website, NOT the Chase policies and practices.

Here are some tips to help you tell if you have left a Chase website:

a. Instead of a Chase address, the URL of the linked website appears in the location box (or address field) of your web browser.

b. The linked website is shown in a new browser window. The appearance of the linked site, including its colors and graphic design, is significantly different from the Chase site.

c. The linked site or page does not appear in a new browser, but you find one or more of the following:

i. The phrase "A Chase linked site" beneath the Chase logo.
ii. The logo of a different company appears in a prominent location on the linked website, along with the words "Powered by," "Brought to you by," or "Provided by."
iii. The layout and content of the navigation tools on the left-hand side of the linked site or in the header at the top of the new website are different from Chase navigation. iv. One of the navigation links refers to a description of the company that sponsors the website. It may be titled "About (Third Party's Name)."
v. A third party's privacy policy and terms of use statement are identified instead of Chase's.
vi. Information in the footer at the bottom of the website contains information about a company other than Chase.