How to avoid the Monthly Service Fee
Chase Secure Banking
$4.95 OR $0 Monthly Service Fee
No Monthly Service Fee when you have any ONE of the following during each monthly statement period:
- $250+ in qualifying electronic deposits
- OR an account owner who is age 17-24
Secure Banking customers told us they save an average of over $40 per month
on fees after opening their account.
Enjoy these account benefits you can trust with Chase
No overdraft fees
No overdraft fees with Chase Secure Banking — spend only what you have to stay within your balance.
Early direct deposit
Set up direct deposit and you may get your money up to two business days early.
No minimum deposit to open
Open your Chase Secure Banking account with or without a deposit.
Manage your money with confidence and the security of Chase
Build your credit
With Chase Credit Journey®, help build and improve your credit with a personalized improvement plan provided by Experian.
Budgeting tools
Manage your spending with Spending Planner and get daily spending insights with Snapshot in the Chase Mobile® app.
#1 banking app nationally
Chase is ranked #1 in Customers Satisfaction with Mobile Banking Apps among National Banks by JD Power. With the Chase Mobile® app you can check your balance, pay bills and set up alerts to monitor your balance, deposits and more.
FAQs about this Chase Secure Banking offer
This offer is not available for existing Chase checking customers, those whose accounts have been closed within 90 days, or closed with a negative balance within the last 3 years. You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.
Qualifying transactions include: debit card purchases, online bill payments, Chase QuickDeposit℠, Zelle®, and ACH credits. Any combination of these transactions can be made to meet the ten qualifying transactions required to get the bonus.
You’ll receive your bonus within 15 days* after you have completed all the requirements listed on your offer. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership.
*Refer to your specific offer for dates and deadlines.