ENJOY $125
as a new Chase checking customer, when you open
a Chase College Checking℠ account with qualifying transactions.
International students and students 17 years old must open their account at a Chase branch with the required documents.
Account subject to approval.
Get Service Fee, Bonus/Account and other important information
Offer expires 1/21/2026
How to get your $125 bonus in two easy steps
Step 2
Complete 10 qualifying transactions within 60 days of coupon enrollment.
Qualifying transactions include:
- Debit card purchases
- Zelle®
- ACH credits
- Chase QuickDeposit℠
- Online bill payments
Your checking account bonus will appear within 15 days after completing the qualifying transactions.
Chase College Checking details
For students 17 to 24 years old at account opening, enrolled in college or a vocational, technical or trade school. Proof of student status may be required. 17 year olds must open in branch.
$0 Monthly Service Fee up to the expected graduation date provided at account opening (five years maximum)
OR
$15 Monthly Service Fee OR $0
No Monthly Service Fee with one of the following, each monthly statement period:
- Have electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow℠ network, (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network.
- OR keep an average ending day balance of $1,500 or more in your checking account.
Additional Banking Services and Fees (PDF)
To open your account in branch, you'll need:
- The following coupon code: MQ27296222CY7Z3H
- Primary form of ID with photo (Ex. driver's license or passport)
- Secondary form of ID with U.S. address (Ex. Student INS, ICE I-20 or student ID)
- Expected graduation date and proof of college/university status
- Contact information
Plan to spend an hour opening your account. To save time, schedule a meeting with a banker ahead of time and bring your required forms of ID.
Enjoy these account benefits
$0 Monthly Service Fee
up to the expected graduation date provided at account opening (five years maximum) for students 17-24 years old
$0 minimum deposit
to open an account
Zero Liability Protection
for unauthorized debit card purchases when reported promptly
Plus, do more with your student checking account
Manage your money with the tap in the Chase Mobile® app
Keep track of your money with confidence and control in the Chase Mobile® app. Our app helps you bank securely and conveniently from anywhere.
Security to help keep you in the know
With Fraud Monitoring, we may notify you of unusual debit card transactions. Sign up for Account Alerts to help you stay on top of your account activity.
International Wire Transfer
Wire funds using the Chase Mobile® app or chase.com. Send money to recipients around the world with multiple currency options. Fees apply.
College Checking FAQs
Bonuses are for individuals who do not own or co-own existing Chase checking or savings accounts. Bonuses are also not available to those whose accounts have been closed within the last 90 days or closed with a negative balance within the last 3 years. Keep in mind, you can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
Qualifying transactions include debit card purchases, online bill payments, Chase QuickDesposit℠, Zelle® and ACH credits.
You'll receive your bonus within 15 days — after you have completed all the requirements listed on your offer. Note, the enrolled account must be open at time of payout to receive your bonus.
Refer to your specific offer for dates and deadlines.