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PERSONALIZED FINANCIAL SERVICESBuilt for athletes. Guided by athlete experience.

Your career is filled with key moments, from your first deal to life after sports. At J.P. Morgan, you can team up with a financial advisor to receive personalized guidance, helping you make more confident financial decisions throughout your unique journey.

 

For more information about our relationship with Jayden Daniels and Nico Iamaleava, click here to learn more.

Jayden Daniels-Pro Quarterback and John Barnes-J.P.Advisor.  Connect with a J.P. Morgan Advisor

Helping you build, preserve and grow your wealth with guidance from real athlete experiences

Athlete experience

Access a network of dedicated advisors and specialists who work with athletes and understand their unique needs.

Personalized guidance

Benefit from personalized guidance with an advisor by your side, helping you confidently build your financial future.

Financial empowerment

Boost your financial knowledge with resources designed for athletes, informed by JPMorganChase Athlete Council experiences.

Your wealth deserves a team

 

Your earning curve is different. Partner with an advisor who understands where you are now and where you're going next.

  • Manage irregular income
  • Plan for taxes
  • Build financial confidence
  • Prepare for your next chapter

 

Our approach to fees

Advisor fees are based on services and products you choose. We’ll make sure you have a clear understanding of these fees up front. You can learn more by speaking with an advisor.

Get started today

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Advised clients generally have $25,000 or more in investable assets. Click below once to have a J.P. Morgan team member contact you.

Services built for athletes

Get personalized guidance that grows with you from college through your professional career and into life after the game.

Student Athletes & NIL
Early years

Starting out, we'll help you:

  • Budget your NIL earnings and spending
  • Plan for taxes
  • Understand investing basics
  • Establish credit for big purchases, like a car or home
  • Build financial confidence

Professional athletes
Peak years

While you focus on your game, we'll help you:

  • Invest to keep the money growing
  • Use tax-smart strategies
  • Plan around fluctuating income
  • Navigate family and friend dynamics
  • Prepare for your next chapter

Life after sports
What comes next

As you plan for life after competition, we’ll help you:

  • Explore and invest in new ventures
  • Preserve your wealth and lifestyle
  • Prepare your family for inheritance
  • Support causes you care about
  • Plan the legacy you wish to leave

Your complimentary resource hub

Explore the J.P. Morgan Athlete Center of Excellence (ACE) hub for resources built for athletes, guided by athlete experiences, to help you build your financial knowledge and success - on your own or with the support of an advisor.

Invest with our advisors today

Partner with an advisor to build a plan based on what's important to you—whether that's making the most of your NIL earnings or planning for life after the game.

More than just advice—explore investing on your own

Build your investment portfolio on your own with Self-Directed Investing.

  • Unlimited $0 commission online trades
  • Fractional shares starting with $5
  • Investing ideas from J.P. Morgan analysts.

Invest in the Chase Mobile® app or at chase.com.

Frequently asked questions

Student athletes can start earning real money earlier than most people—and that can be life-changing. Having a plan and the right team can help you keep more of it, support the people who matter, and turn today’s opportunity into lifelong momentum.

NIL income can trigger taxes fast—and the rules depend on your situation. What you owe often changes based on:

  • The state where you live and the state where you earn income
  • How you’re paid (cash vs. products, travel, services)
  • Receiving compensation as an individual or through an entity like an LLC

Because everyone’s situation is different, it’s worth working with qualified tax and financial professionals to stay organized and plan for tax time—so there are fewer surprises.

Pause before you spend. First, make sure you understand what to set aside for taxes and what you want the money to do for you—today and long-term. A financial advisor can help you build a clear plan so your first check becomes a strong start, not a missed opportunity.

A financial advisor helps you turn income into a strategy—then keeps it on track as life changes. That can include:

  • Cash flow and budgeting
  • Planning for taxes and big purchases
  • Investing aligned to your goals and risk comfort
  • Planning for transitions beyond sports
  • Coordinating with your circle (family, agent, attorney, accountant)

With JPMorganChase, you also get access to a broader team and resources as your needs grow.

Start by looking for an advisor who understands athletes’ realities—uneven income, taxes, short peak earning years, and the pressure to help others.

 

How to choose a financial advisor

  • Check credentials and fit: Look for credible designations (like CFP®) and ask who you’ll work with day-to-day.
  • Ask how they avoid conflicts: “Will you act as a fiduciary?” “How are you paid?” “Do you earn commissions?”
  • Confirm athlete-relevant experience: NIL/taxes, budgeting and cash flow, investing basics, insurance and estate planning coordination, and planning for life after sports.
  • Know what you’ll get: A clear plan, ongoing check-ins, and coordination with your agent, attorney, and tax pro—not just investment picks.
  • Do a vibe check: You should feel respected, not judged—and comfortable saying “no” to family/friends requests.

What you can expect to pay

 

Advisor fees vary, but most fall into a few common models:

  • Percentage of assets managed (often around ~1% annually, and may decline as assets grow)
  • Flat annual or monthly fee for planning and ongoing advice
  • Hourly fee for one-time help
  • Commission-based compensation for certain products (ask when/why)

 

Before you commit, ask for the fee in dollars, not just percentages, and make sure you understand what’s included—planning, taxes coordination, investing, and how often you’ll meet.

When money shows up, requests often follow. Having a plan—and someone in your corner—helps you say “yes” with confidence or “not right now” with clarity. A financial advisor can help you set boundaries, create a giving strategy if you want one, and protect your long-term goals. 

LEARN MORE ABOUT OUR FIRM AND INVESTMENT PROFESSIONALS AT FINRA BROKERCHECK.

To learn more about J. P. Morgan’s investment business, including our accounts, products and services, as well as our relationship with you, please review our J.P. Morgan Securities LLC Form CRS (PDF) and Guide to Investment Services and Brokerage Products.

Images on the page are hypothetical and for informational purposes only. Screen images are simulated.

Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. Past performance is not a guarantee of future results.

JPMorgan Chase and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for tax, legal or accounting advice. You should consult your personal tax, legal and accounting advisors for advice before engaging in any transaction.

Asset allocation/diversification does not guarantee a profit or protect against a loss.

Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC.

Chase Mobile® app is available for select mobile devices. Enroll in Chase Online℠ or on the Chase Mobile® app. Message and data rates may apply.

J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

INVESTMENT AND INSURANCE PRODUCTS ARE:

  • NOT FDIC INSURED
  • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
  • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES
  • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED
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Planning and investments

Whether you choose to work with an advisor and develop a financial strategy or invest online, J.P. Morgan offers insights, expertise and tools to help you reach your goals.

Invest with our advisors

Work 1:1 with a J.P. Morgan Advisor virtually or in your Chase branch to build a personalized financial strategy based on what’s important to you, starting with a minimum investment of $25,000.

J.P. Morgan online investing

Easily fund, research, trade and manage your investments online all conveniently in the Chase Mobile® app or at chase.com. J.P. Morgan online investing is the easy, smart and low-cost way to invest online. Check here for the latest J.P. Morgan online investing features, offers, promotions and coupons.

Investment tools & resources

Our calculators are here to help you analyze your numbers and ensure you're on the path to meeting your financial goals.

Retirement planning

Planning for retirement can start at any point in your life. Whether you prefer to independently manage your retirement planning or work with an advisor to create a personalized strategy, we can help. Roll over your 401(k) from your previous employer and compare the benefits of General Investment, Traditional IRA and Roth IRA accounts to decide which is right for you.

Education planning

Funding for education can come from any combination of options and a J.P. Morgan Advisor can help you understand the benefits and disadvantages of each one. Compare among 529 Plans, custodial accounts, financial aid and other education options to help meet your college planning goals.

Wealth Plan

When planning for your future, J.P. Morgan Wealth Plan can help focus your efforts on achieving your financial goals. Through Wealth Plan, you can connect with an advisor to help you create a plan, adjust your financial strategy, and track your progress. 

Investing insights

Stay in The Know by exploring articles and videos on market trends, research and financial planning.

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