Small Business Bank Account with Chase Business Complete Banking
It’s more than a bank account
Chase Business Complete Banking is a small business checking account that comes with the ability to accept credit cards, giving you what you need to start or grow your business and keep it going.
Multiple ways to waive the Monthly Service Fee
Explore the multiple ways to earn a waiver for the Monthly Service Fee.
Accept card payments
Accept credit cards with no hidden fees or monthly contract with Chase QuickAccept®.
Fraud Protection Services
We help protect your cash flow from fraud with check monitoring and approval, payment limits, and alerts that keep you up to date on any changes to your account.
The Monthly Service Fees can be reduced from $15 to $0
Want to waive the $15 Monthly Service Fee?
Here’s a summary of the criteria you need to meet each statement period:
- $2,000 minimum daily ending balance
- $2,000 in eligible deposits from your Chase QuickAccept® or other eligible Chase Payment Solutions transactions, or
- $2,000 in eligible purchases from your Chase Ink Business Card, or
- Maintain a linked Chase Private Client Checking℠, JPMorgan Classic Checking, Private Client Checking Plus account, or
- Meet Chase Military Banking requirements
For complete details, please review the Additional Banking Services and Fees for Business Accounts at chase.com/business/disclosures or visit a Chase branch. This information is subject to change.
Chase Business Complete Banking offers the features you need to grow your business
Additional account features
- Unlimited debit card purchases and Chase ATM transactions
- Multiple ways to send and receive funds:
- Wire transfers
- Chase QuickDeposit℠
- Chase Online Bill Pay
- Up to $5,000 no-fee cash deposits per statement cycle
- Associate Debit and Employee Deposit Cards available upon request
- Chase Business Online and Chase Mobile Banking
Take payments from anywhere in the U.S. with Chase QuickAccept℠
A feature of Chase Business Complete Banking, available through Chase Business Online and the Chase Mobile® app.
- Delivers same day deposits at no additional fee.
- Enter card transactions, issue refunds, track disputes and more.
- No hidden fees or monthly contracts.
See how business owners are benefiting from Chase Business Complete Banking
Chase for Business customer
Daniela Purrinos, Jennifer Perez and Yaileen Obregon, Founders of Girls Who Do Interiors
"With an on-the-go, service-based company like ours, it can get complicated collecting payments from contractors and getting reimbursed from clients. Chase business checking was made for our business."
Take your business to the next level with premium tools and services
Earn $750 bonus cash back
Plus, earn unlimited 1.5% on every purchase made for your business with the Chase Ink Business Unlimited® card. You can also waive the Chase Business Complete Banking Monthly Service Fee when you make $2,000 in monthly purchases with your Chase Ink® Business Cards.
Chase Business Total Savings℠
Meet an account designed for businesses just starting a savings plan. With this business savings account, you’ll have access to our helpful online and mobile banking tools, plus you can waive your savings account Monthly Service Fee when you link your account to Business Complete Banking.
Frequently asked questions
Our most popular business checking account, Business Complete Banking allows you to:
- Choose from a full range of options for making deposits and accepting payments, including card acceptance with Chase QuickAccept℠.
- Protect your cash flow with check monitoring and approval, payment limits and alerts that keep you up to date on any changes to your account.
- Waive the Monthly Service Fee – there are multiple qualifying activities that help you avoid the fee.
Learn more about Business Complete Banking.
There is no minimum deposit required to open a Business Complete Banking account.
Also, if you're new to Chase, you'll need to add funds to your account. It’s important to add funds within 60 days of opening your new account. New account holders can learn more here.
Here's a summary of what documents you might need to open a Business Complete Banking account in-branch:
- Two forms of personal identification (one that’s government issued).
- Your tax identification number , Social Security number, TIN or EIN.
- Legal documentation establishing your business (Articles of Organization, Certificate of Formation) including legal business name, state of registration and registration date.
- Your Doing Business As (DBA) Certificate, if your business operates under a name other than its legal name.
For a full list of documents by business type, please see our checklist.
You can open a Business Complete Banking account in three simple steps online. You can also talk to a Chase banker at a branch near you.
Yes. You can open a Business Complete Banking account online if your business is a sole proprietorship, corporation, or an LLC managed by a single member or manager.
If your business has a different structure, you can apply at a branch near you.
Yes, banks and other financial institutions sometimes offer payment acceptance. With a Business Complete Banking account, you can accept credit cards with Chase QuickAccept℠.
Is there anything else we can help you with?
Ready to switch your business account to Chase?
Find out which documents you need to complete an application using our simple checklist.