The interest rate you receive may be affected by the term of the loan, the vehicle you're buying or refinancing and the amount you want to borrow.

• When purchasing a current model year car, refer to rates for "New car dealer purchase".
• When purchasing  last year’s model, refer to the rates for "Used car dealer purchase".
• If you are refinancing your current auto loan, refer to "Refinance". Rate displayed assumes the car is last year’s model.

Note: Interest rates are generally higher for older model cars.