Certainty, plus options to fit your needs. Chase Certificates of Deposit.
You pick the term and earn a fixed rate of return
You can choose a term as short as one month or as long as 120 months. With a CD, you'll always know exactly what interest rate you'll receive during the term. And you can easily roll your CD over at the end of its term to keep your savings growing.
Our CD rates are determined by your balance at the beginning of your CD term. Therefore, with a higher balance you can earn better interest rates. Footnote (Opens Overlay) The CD rate and term is fixed through the maturity date.
With a CD you commit the amount you want to save for a specified period of time and lock in your rate at account opening, but there are penalties for early withdrawal. CDs may come with the benefit of higher interest rates than our traditional savings accounts.
Easy to open
If you have a personal Chase checking account, you can open your CD account online using your existing checking or savings account to fund your CD.
Peace of mind, at no extra charge
Like Chase savings accounts, CDs have the security of FDIC insurance. The base coverage amount is $250,000 for each depositor for all combined deposits in the same bank. However, if you have joint and individual accounts, you and your spouse may be eligible for additional coverage.
Do you have a CD that is about to mature?
Please visit any of our branches or contact us to learn about the options that are available to you.