Affordable home lending options
Affordable lending options
Homeownership is within reach.
We're committed to bringing homebuying within reach for more people with Chase programs that fit your budget. That's why we've invested in affordable lending options such as Chase DreaMaker℠ and the Chase Homebuyer Grant.
See what's possible with DreaMaker
- A low 3% down payment option, which can come entirely from gift funds
- Reduced mortgage insurance coverage that can be canceled as you pay down principal
- No $500 Good Faith Fund required
Government loans, for those who qualify:
- Veterans Affairs (VA) loans feature down payments as low as 0% and has no monthly mortgage insurance requirement
- Federal Housing Administration (FHA) offers down payments as low as 3.5% with no income limits and flexible credit guidelines
Plus, if eligible, take advantage of:
- Get $2,500 or $5,000 toward your new home with the Chase Homebuyer Grant
- $2,000 closing cost benefit when you buy a home with the VA loan program