Affordable home lending options
Affordable lending options
Homeownership is within reach.
We're committed to bringing homebuying within reach for more people with exclusive Chase programs. That's why we've invested in affordable lending options such as Chase DreaMaker℠ and the Chase Homebuyer Grant.
See what's possible with DreaMaker
Earn $3,000 or $5,500 toward your closing costs or down payment:
- Earn $2,500 or $5,000 toward your purchase with the exclusive Chase Homebuyer Grant
- Get $500 for completing a homebuyer education course
Plus, take advantage of:
- Competitive interest rates
- A low 3% down payment option, which can come entirely from gift funds
- Reduced mortgage insurance coverage that can be canceled as you pay down principal
- No $500 deposit or good faith funds required
Federal Housing Administration (FHA) and Veterans Affairs (VA) loans, which feature down payments as low as 3.5% or no down payment requirements, are available for those who qualify.