United ClubSM Card
Go with confidence. When traveling, your United Club Card offers protection and assurance to help you deal with the unexpected.
Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
Lost Luggage Reimbursement
If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.
Trip Delay Reimbursement
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses made with your United Club Card, such as meals and lodging, up to $500 per ticket.
Trip Cancellation/Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses made with your United Club Card, including passenger fares, tours and hotels.
Emergency Evacuation and Transportation
If you or a member of your immediate family are injured or become sick during a trip far from home that results in an emergency evacuation, you can be covered for medical services and transportation.
Travel Accident Insurance
When you pay for your air, bus, train or cruise transportation with your United Club Card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.
Travel and Emergency Assistance Services
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)
Auto Rental Collision Damage Waiver
Decline the rental company’s collision insurance and charge the entire rental cost to your United Club Card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.
For assistance with all United Club Card protection benefits, please call 1-888-880-5844, or the International Collect line at 1-804-673-1691.