Everyday, we're making it easier to understand our products and how to avoid fees...

At Chase, we’re always looking for ways to help you manage your Chase Total Checking® account. One way is by explaining clearly how your account works and any fees that apply. Our goal is to help you avoid many of these fees and get the most out of your account every day.

The Pew Safe Checking Project studied checking account terms and conditions at the 10 largest U.S. banks to recommend ways to make information on checking accounts, and their fees, more concise and easier to understand. We applaud them, and we’re committed to making that happen.

In fact, when you open a new Chase Total Checking account, you’ll get easy-to-read information that includes:

  • A concise description of our fees, including examples of what can cause them—all written in everyday language.
  • Helpful information on how your account works—including things you may not know can cause fees. For example, some people believe that you can put a future date on a check and it won't be cashed before then—but that's not true.

Simply click below to download a concise product guide with explanation of fees or a deposit account agreement. You can also stop by your nearest Chase branch and ask for one.

Download a clear and simple product guide for Chase Total Checking Opens PDF

Download a summary of fees that apply to Chase Total Checking

DOWNLOAD A DEPOSIT ACCOUNT AGREEMENT PDF for products and services details Opens PDF

DOWNLOAD A DEPOSIT ACCOUNT AGREEMENT PDF for products and services details

Helpful Chase services
that may help you avoid fees:

  • DIRECT DEPOSIT makes your deposits available sooner and can help you avoid the Monthly Service Fee on your Chase Total Checking account.
  • ACCOUNT ALERTSFootnote 1 can notify you via text or email about account activity—such as if your balance falls below an amount you specify.
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