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2 times Points on Travel and Dining at Restaurants 1 Point Per 1 dollar on Other Purchases Direct Access to Customer Service Specialists 24 hours, 7 days a week 1 to 1 Point Transfer to Participating Travel Partners No Foreign Transaction Fees
Points on Travel &
Dining at Restaurants
Point Per $1 on
Other Purchases
Direct Access to
Customer Service
Point Transfer
to Participating
Travel Partners
Transaction Fees*
Chase Sapphire Preferred®

Featured Benefits

24/7 Direct Access to a Customer Service Specialist

Talk directly to a dedicated specialist anytime without pressing "#" or "0".

No Foreign Transaction Fees*

Pay no foreign transaction fees when you use your card on purchases made outside the United States.


Embedded chip provides enhanced security and wider acceptance when you make purchases at chip-enabled card readers in the U.S. and abroad. Learn more at Plus Chase Sapphire Preferred® is accepted in twice as many places worldwide as American Express®.*

Exclusive SapphireSMservice mark Events and Experiences

Access special travel opportunities and exclusive events available to Chase Sapphire® and Chase Sapphire Preferred® cardmembers.

Chase Global LifeLineSMservice mark*

Whether you're traveling within the U.S. or abroad, emergency service assistance–including Emergency Card Replacement and Cash Access–is available to you around-the-clock.

Zero Liability Protection*

Zero Liability Protection means you won’t be held responsible for unauthorized charges made with your card or account information.

Ways to Earn Rewards

2X Points on Travel*

Earn 2 points per $1 spent on travel when you use your card to pay for airfare, hotels, cruises, rental cars, train tickets, taxis and more.

2X Points on Dining*

Earn 2 points per $1 spent at restaurants–from fast food to fine dining.

1 Point per $1 spent on all other purchases*

In addition to earning 2 points per dollar at restaurants and on travel, you'll earn 1 point for every dollar you spend on all your other purchases.

Ways to Use Rewards

1:1 Point Transfer to Leading Frequent Travel Programs

Transfer points to participating frequent travel programs at full 1:1 value–that means 1,000 Chase Ultimate Rewards® points equal 1,000 partner miles/points. Travel programs include British Airways Executive Club, Korean Air SKYPASS, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards®, United MileagePlus®, Virgin Atlantic Flying Club, Hyatt Gold Passport®, IHG® Rewards Club, Marriott Rewards® and The Ritz-Carlton Rewards®.

Redemption Options Through Chase Ultimate Rewards

The Chase Sapphire Preferred® card comes with Ultimate Rewards, our premier rewards program that lets you redeem rewards for travel, gift cards, cash back and more.

20% off travel when you redeem through chase ultimate rewards*

Get 20% off airfare, hotels, car rentals and cruises when you redeem through Chase Ultimate Rewards. For example, a $500 flight requires just 40,000 points.

No Blackout Dates or Restrictions

As long as there's a seat on the flight, you can book it through Chase Ultimate Rewards.


You can book airfare, hotels and rental cars through Ultimate Rewards using your Chase Sapphire Preferred® card, your points, or a combination of both–it's up to you.

Travel Protection*


If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.

Travel Accident Insurance

When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.

Travel and Emergency Assistance Services

If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)

Lost Luggage Reimbursement

If you or your immediate family members' checked or carry-on bags are damaged or lost by the carrier, you're covered up to $3,000 per passenger.

Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.

Purchase Protection*

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.

Price Protection

If a card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item, $2,500 per year.

Return Protection

You can be reimbursed for eligible items that the store won't take back within 90 days of purchase, up to $500 per item, $1,000 per year.

Management Tools

Chase Blueprint*

A unique set of free features that help you manage your account. Design plans that can help avoid paying interest, pay off larger purchases, pay down your balance faster and see your spending at a glance. See progress on every statement.

Year-End Summary

Your year-end summary organizes all your previous year's transactions into categories by purchase type. So you can track spending and file tax returns easily.

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