Dallas, Texas – Three wounded American war heroes received the keys to mortgage-free homes—provided by the Military Warriors Support Foundation (MWSF) and donated by Chase—at the 2011 Five Star Default Servicing Conference and Expo at the Hilton Anatole in Dallas, Texas.

Retired Army Sergeant Timothy Apple, Navy Petty Officer First Class Ernest Barrett, IV and Army Sergeant Tony Croley will now all officially call the Lone Star State home. The three veterans and their families were honored Sept. 13 in a ceremony immediately prior to the conference keynote address by President George W. Bush.

Matt Zames, J.P.Morgan's co-head of Global Fixed Income Business handed the keys to the surprised heroes before a crowd of more than 3,000 leading professionals from every sector of the mortgage servicing industry.

Hailing from Rockford, Ill., Timothy Apple enlisted in the Army in 1994 as a means to turn his life around. In the infantry and later as an Illinois National Guardsman, he served in Korea, Kuwait, England and Germany. After 9/11, he returned to active duty and served in Iraq until he was shot in his lower back while taking part in a rescue mission in Sadr City. The wound ended his military career. Though he received the Purple Heart and an Army Commendation with Valor and a number of other Achievement and Commendation Medals, Apple takes the most pride in raising his twin six-year-old boys. Apple's new home will be in Forney.

San Antonio native Ernest Barrett joined the U.S. Navy in June 1999 out pride in his country and desire to be a part of what makes it great. In 2003 during Operation Iraqi Freedom, Barratt was injured while assisting with an ammunitions transfer on the USS Constellation. In spite of his injury, he re-enlisted for another tour of duty and was stationed at Pearl Harbor, Hawaii. He received the National Defense Service Medal, Global War on Terrorism Expeditionary Medal, four Letters of Commendation and the Navy "E" Ribbon in addition to other honors and awards. Barrett, his wife, two sons and a daughter will call the town of Red Oak their new home.

Born and raised in Mount Pleasant, Tony Croley joined in the Army in 1999 to fulfill a childhood dream to serve our country. In May 2007 while on a routine patrol, Sgt. Croley and his squad were ambushed in Ba'Quoba, a very volatile area in Iraq. Shot six times during the attack, Croley was awarded the Purple Heart. He has also earned the National Defense Ribbon, the Overseas Campaign Ribbon and the Iraqi Defense Medal. Though he is now 100 percent medically retired from the Army, he is starting an organization called "Unforgotten Heroes" to benefit those serving in the military and their families. Croley, his wife, three daughters and son will make their home in Humble.

"Chase recognizes the tremendous sacrifices our military members and their families have made for our nation," stated Zames. "These three heroes, and all who have served, have placed a high value on protecting home and family by defending us. We feel privileged to provide these homes as a way of expressing our thanks for their service."

Since early 2010, Chase has donated homes to the MWSF's Homes4Wounded Heroes program. The homes, for families who have severe or unique circumstances due to their injuries while serving our country, typically are valued between $150,000 and $200,000. Chase inspects and renovates the homes, investing up to $50,000 for paint, carpet, appliances, landscaping and accessibility options. 

"With support from Chase, the Military Warriors Support Foundation can help America's heroes and their families make a fresh start in homes of their own," said retired Army Lt. Gen. Leroy Sisco, MWSF Founder and CEO. "Veterans who sustained severe injuries while serving our country in Iraq and Afghanistan deserve more than our thanks. That's why we provide homes and mentoring to help the transition to civilian life."

About Military Warriors Support Foundation
The Military Warriors Support Foundation is a nonprofit organization dedicated to supporting combat wounded veterans during their transition to civilian life. MWSF's signature programs include Homes4WoundedHeroes, awarding mortgage-free homes to those injured during combat in Iraq and Afghanistan; CEOs4Heroes, partnering with corporations that provide employment opportunities for veterans; Skills4Life, providing mentoring and Education4Heroes, offering scholarships and education counseling. For more information, visit MilitaryWarriors.org

About Chase
Chase is the U.S. consumer and commercial banking business of JPMorgan Chase & Co. (NYSE: JPM), a leading global financial services firm with assets of $2.2 trillion and operations in more than 60 countries. Chase serves consumers and small businesses through 5,200 bank branches, 16,200 ATMs, mortgage offices, and online and mobile banking as well as through relationships with auto dealerships and schools and universities. Chase also has issued more than 90 million credit cards. More information about Chase is available at www.chase.com.