Chase Individual Retirement Account (IRA)

At Chase, we're always working to help you reach your financial goals and planning for retirement will typically be your most significant long-term goal. Annual contributions1 to an Individual Retirement Account (IRA) are one of the best ways to help keep your retirement assets working as hard as possible to prepare you for a rewarding retirement.

A Chase IRA allows you to maintain your IRA contributions in an FDIC-insured Chase Retirement Money Market Account (RMMA) and/or a Retirement Certificate of Deposit (CD). You may also choose to invest your contributions in stocks, bonds, mutual funds and more in a non-FDIC insured J.P. Morgan Securities LLC (JPMS) IRA brokerage account. 2

Other features of a Chase IRA include:

  • Account can be opened in any Chase branch.
  • Get your IRAs with no annual fee.3
  • Earn better rates on your Retirement CDs.4
  • Ability to select both deposit and investment products for your retirement assets.
  • FDIC-insured deposits insured up to the maximum amount allowed by the FDIC, currently $250,000. All IRA, SEP, SARSEP and QRP owner-only FDIC deposits held at the same institution are aggregated and covered up to a total of $250,000.
  • Make contributions simply by scheduling them to occur automatically from your checking or savings account.
  • Link to a JPMS IRA brokerage account to invest in stocks, bonds, mutual funds and more.
  • Monitor and trade your linked brokerage account at
  • Receive consolidated statements and tax documents showing both deposits and investment holdings, making it easier to manage and keep track of your IRA assets.

For more information, contact a Financial Advisor.

Try our new Chase
Retirement Calculator!

Calculate your current situation and explore your options – in a few simple steps.

Use the calculator

Retirement Calculator

Take Action
We can help you re-engage in your retirement strategy. Let us know when you'd like to meet with a Financial Advisor.

Get started
Electronic Delivery
Sign up Opens new window to receive your brokerage account prospectuses, annual reports and proxy statements electronically.