As a Cardmember you will receive*:
Important Information: The annual interest rate for purchases and cash advances is 19.99%. The annual fee of $120 will be waived for the first year and charged annually thereafter (whether the card is activated or not) on your statement anniversary date. This one–time annual fee waiver is only valid for first-time Marriott Rewards Premier Visa Cardmembers. Previous and existing Marriott Rewards Premier Visa Cardmembers are not eligible for this annual fee waiver. Other fees (to be charged on the day the transaction occurs, unless otherwise indicated): cash advance fee 1% of the advance amount, minimum $5; $25 dishonoured cheque fee; $20 fast card fee; $25 over the credit limit fee; $2 per each extra copy of your monthly statement; $4 per item copy of sales draft (no charge if our error); credit balance administration fee is the lesser of $25 or the amount of your credit balance. The credit balance administration fee will apply to accounts which have inactive credit balances for a period of at least 12 months and will be assessed annually thereafter. Foreign Currency Conversion: We will bill you in Canadian currency if you use your account to make a transaction in foreign currency. We will convert it into Canadian currency at the exchange rate set by Visa International Inc. in effect at the time we post the transaction to your account. This exchange rate may be different from the rate in effect on the transaction date. We will not charge you any additional foreign currency conversion charges. As of July 2013, the card will not work in Burma (Myanmar), Cuba, Iran, North Korea, Sudan, Syria and Libya. Subject to change without notice.