Chase / Chase Credit Cards / Freedom

Chase Freedom Benefits

  • 5% Cash Back

    5% Cash Back on up to $1,500 spent in bonus categories each quarter.* You'll enjoy new 5% categories every 3 months like gas, grocery stores, dining and even home improvement stores. It's free and easy to activate your bonus each quarter! See 2011 calendar. Read the offer details for each of the 3 offers on this page.

  • 1% Cash Back

    Unlimited 1% cash back on all other purchases* without limits on what you can earn. Cash Back rewards never expire! Read the offer details for each of the 3 offers on this page.

  • 10% Cash Back

    Up to an additional 10% Cash Back when you shop online at select merchants through Chase.

  • *Offer Details

Choose the offer that best meets your needs

Apply now for $150 bonus offers $150 bonus offer Apply now for $100 bonus offers $100 bonus offer Apply now for $50 bonus offers $50 bonus offer
Bonus Offer      1 Bonus Offer     2 Bonus Offer     3
$150After $500
spent in 1st 3 months* Read the offer details for each of the 3 offers on this page.
$100After $500
spent in 1st 3 months* Read the offer details for each of the 3 offers on this page.
$50After 1st purchase* Read the offer details for each of the 3 offers on this page.
Intro Purchase APR
N/A 0% Intro APR for 6
months on purchases+ Read pricing and terms for the $100 offer on this page.
0% Intro APR for 6
months on purchases++ Read pricing and terms for the $50 offer on this page.
Intro Balance Transfer APR
N/A 0% Intro APR for 12 months on balance transfers made during the first 30 days your account is open. Balance transfer fee is 3% with a minimum of $5.+ Read pricing and terms for the $100 offer on this page. 0% Intro APR for 12 months on balance transfers made during the first 30 days your account is open. Balance transfer fee is 3% with a minimum of $5.++ Read pricing and terms for the $50 offer on this page.
Purchase APR
A variable APR of
11.99% - 22.99%^
Read pricing and terms for the $150 offer on this page.
After Intro period, a
variable APR of
11.99% - 22.99%+
Read pricing and terms for the $100 offer on this page.
After Intro period, a
variable APR of
9.99% - 22.99%++
Read pricing and terms for the $50 offer on this page.
Annual Fee
$0^ $0+ $0++
Pricing and Terms
^Pricing & Terms
Read pricing and terms for the $150 offer on this page.
+Pricing & Terms
Read pricing and terms for the $100 offer on this page.
++Pricing & Terms
Read pricing and terms for the $50 offer on this page.
2011 Bonus Cash Back Calendar2011 Bonus Cash Back Calendar. 5 percent cash back on up to $1,500 spent in bonus categories each quarter in 2011. January through March: grocery stores and drugstores. April through June: home improvement, home furnishings, lawn and garden. July through September: gas, airlines, hotels. October through December: dining, department stores, movies, charities.

Only one Bonus Offer per account applies

Bonus Offer #1: $150 Cash Back

You will receive 15,000 bonus points with this bonus offer, which can be redeemed for a $150 check. To qualify and receive your bonus, you must make qualifying transactions totaling $500 or more during the first 3 months from account opening. Qualifying transactions include purchases, balance transfers, and any checks that are used to access your account, and exclude cash advances. After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. This one-time bonus offer is valid only for first-time cardmembers with new accounts. Previous and existing cardmembers/accounts are not eligible for this bonus offer.

Bonus Offer #2: $100 Cash Back

You will receive 10,000 bonus points with this bonus offer, which can be redeemed for a $100 check. To qualify and receive your bonus, you must make qualifying transactions totaling $500 or more during the first 3 months from account opening. Qualifying transactions include purchases, balance transfers, and any checks that are used to access your account, and exclude cash advances. After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. This one-time bonus offer is valid only for first-time cardmembers with new accounts. Previous and existing cardmembers/accounts are not eligible for this bonus offer.

Bonus Offer #3: $50 Cash Back

You will receive 5,000 bonus points with this bonus offer, which can be redeemed for a $50 check. You will qualify for and receive your bonus after your first purchase/first use of the card. First purchase/first use includes purchases, balance transfers, or any checks that are used to access your account, and excludes cash advances. After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. This one-time bonus offer is valid only for first-time cardmembers with new accounts. Previous and existing cardmembers/accounts are not eligible for this bonus offer.

5% Cash Back

You earn 1% on all purchases and 4% more in bonus categories for a total of 5%. 4% bonus earn is subject to a quarterly maximum. You will be eligible for quarterly bonuses as long as (i) your account is not in default under, and/or you have not violated, the terms of your Cardmember Agreement and Rewards Program Rules and Regulations at the time accounts are selected for the promotional offers, and (ii) your statements are sent to a US address. Quarterly enrollment required.

1% Cash Back

You will earn 1 point for each $1 of net purchases. You will earn an additional 1 point for each $1 of eligible airfare net purchases made online through the program booking tool. You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum number of points that you can accumulate in the program. Bonus/Promotional offers may have a maximum accumulation. A service fee of up to $20 per ticket may be charged for the use of our toll-free number to book or change airline itineraries. Redemptions made online do not have a service fee. See Rewards Program Rules and Regulations which will be mailed after your account is established.

Rewards Currency

Rewards will be earned as points, which can be redeemed for cash back. 1% cash back equals 1 point. If you choose to redeem for cash back, 1 point equals $0.01 cash back. For example, 2,000 points can be redeemed for a $20 check.

1 0% Introductory Rate / No Annual Fee

Please see Pricing & Terms for complete details about rates, fees and other costs.

2 $100 Cash Back

Rewards will be earned as points, which can be redeemed for cash back. 1% cash back equals 1 point. If you choose to redeem for cash back, 1 point equals $0.01 cash back. For example, 2,000 points can be redeemed for a $20 check. You will receive 10,000 bonus points with this bonus offer, which can be redeemed for a $100 check. To qualify and receive your bonus, you must make qualifying transactions totaling $500 or more during the first 3 months from account opening. Qualifying transactions include purchases, balance transfers, and any checks that are used to access your account, and exclude cash advances. After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. This one-time bonus offer is valid only for first-time cardmembers with new accounts. Previous and existing cardmembers/accounts are not eligible for this bonus offer.

3 5% Cash Back

You earn 1% on all purchases and 4% more in bonus categories for a total of 5%. 4% bonus earn is subject to a quarterly maximum. You will be eligible for quarterly bonuses as long as (i) your account is not in default under, and/or you have not violated, the terms of your Cardmember Agreement and Rewards Program Rules and Regulations at the time accounts are selected for the promotional offers, and (ii) your statements are sent to a US address. Quarterly enrollment required.

4 1% Cash Back

You will earn 1 point for each $1 of net purchases. You will earn an additional 1 point for each $1 of eligible airfare net purchases made online through the program booking tool. You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum number of points that you can accumulate in the program. Bonus/Promotional offers may have a maximum accumulation. A service fee of up to $20 per ticket may be charged for the use of our toll-free number to book or change airline itineraries. Redemptions made online do not have a service fee. See Rewards Program Rules and Regulations which will be mailed after your account is established.

Rewards Currency

Rewards will be earned as points, which can be redeemed for cash back. 1% cash back equals 1 point. If you choose to redeem for cash back, 1 point equals $0.01 cash back. For example, 2,000 points can be redeemed for a $20 check

1 0% Introductory Rate / No Annual Fee

Please see Pricing & Terms for complete details about rates, fees and other costs.

2 $50 Cash Back

Rewards will be earned as points, which can be redeemed for cash back. 1% cash back equals 1 point. If you choose to redeem for cash back, 1 point equals $0.01 cash back. For example, 2,000 points can be redeemed for a $20 check. You will receive 5,000 bonus points with this bonus offer, which can be redeemed for a $50 check. You will qualify for and receive your bonus after your first purchase/first use of the card. First purchase/first use includes purchases, balance transfers, or any checks that are used to access your account, and excludes cash advances. After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. This one-time bonus offer is valid only for first-time cardmembers with new accounts. Previous and existing cardmembers/accounts are not eligible for this bonus offer.

3 5% Cash Back

You earn 1% on all purchases and 4% more in bonus categories for a total of 5%. 4% bonus earn is subject to a quarterly maximum. You will be eligible for quarterly bonuses as long as (i) your account is not in default under, and/or you have not violated, the terms of your Cardmember Agreement and Rewards Program Rules and Regulations at the time accounts are selected for the promotional offers, and (ii) your statements are sent to a US address. Quarterly enrollment required.

4 1% Cash Back

You will earn 1 point for each $1 of net purchases. You will earn an additional 1 point for each $1 of eligible airfare net purchases made online through the program booking tool. You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum number of points that you can accumulate in the program. Bonus/Promotional offers may have a maximum accumulation. A service fee of up to $20 per ticket may be charged for the use of our toll-free number to book or change airline itineraries. Redemptions made online do not have a service fee. See Rewards Program Rules and Regulations which will be mailed after your account is established.

Rewards Currency

Rewards will be earned as points, which can be redeemed for cash back. 1% cash back equals 1 point. If you choose to redeem for cash back, 1 point equals $0.01 cash back. For example, 2,000 points can be redeemed for a $20 check