Chase / Chase Credit Cards / Ink

Ink CashSM Benefits

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  • UP TO $250 CASH BACK BONUS*

    Get rewarded from the start with $100 cash back after your first purchase; plus an additional $150 cash back after you spend $5,000 in the first three months!

  • EARN UP TO 5% CASH BACK ON POPULAR CATEGORIES*

    NO PURCHASE GOES UNREWARDED

    Earn 5%percent cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services.

    Earn 2% percent cash back on the first $25,000 spent annually at gas stations and restaurants.

    Also earn 1% percent cash back on all other card purchases - with no limit to the amount you can earn.

  • 0% INTRO APR

    FOR 6 MONTHS

    Save with a 0% intro rate for 6 months on purchases and balance transfers.

  • FREE EMPLOYEE CARDS

    EARN CASH BACK FASTER WITH FREE EMPLOYEE CARDS

    Get free additional Ink Cash Cards for your employees' business expenses and earn cash back on their purchases.

    Manage employee purchases by setting spending limits for each employee.

    Stay in control of your account with free custom text or e-mail account alerts* and our fraud early warning service.

* Offer Details

25,000 BONUS POINTS

After you make your first purchase, you will qualify for 10,000 bonus points. If you make purchases totaling $5,000 or more within 3 months of account opening, you will receive an additional 15,000 bonus points for a total of 25,000 bonus points, which can be redeemed for a $250 check. Purchases do not include using your account for balance transfers or cash advances, or using any checks that access your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. This one-time bonus offer is valid only for first-time cardmembers with new accounts. Previous and existing cardmembers/accounts are not eligible for this bonus offer.

POINT CURRENCY:

Rewards are earned as points, which can be redeemed for cash back. 1% cash back equals 1 point. If you choose to redeem for cash back, 1 point equals $0.01 cash back. For example, 2,000 points can be redeemed for a $20 check.

EARNING POINTS

You will earn 1 base point for each $1 of net purchases. You will earn an additional 4 points for each $1 of net purchases made in any of the following categories: internet, cable, and phone services (excluding equipment purchases); office supply stores. You will earn an additional 1 point for each $1 of net purchases in any of the following categories: gas stations; restaurants. Merchants who accept Visa/MasterCard credit cards are assigned a merchant code based on the kinds of products and services they sell. Chase groups similar merchant codes into categories for purposes of making rewards offers to you. Chase makes every effort to include all relevant merchant codes in its listed categories. However, even though a merchant or the items that it sells may appear to fit within a listed category, the merchant may not have a merchant code that falls within that category. Therefore, purchases with that merchant will not qualify for the stated rewards offer on category purchases. You will also earn an additional 1 point for each $1 of airfare and hotel accommodation net purchases when you book at chase.com/ultimaterewards. You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. Maximum point accumulation on net purchases earning an additional 4 points on category purchases is 100,000 points annually, which equates to $25,000 in net purchases. Maximum point accumulation on net purchases earning an additional 1 point on category purchases is 25,000 points annually, which equates to $25,000 in net purchases. There is no maximum number of points that can be earned on net purchases earning 1 base point, or the additional 1 point on chase.com/ultimaterewards bookings. Bonus/Promotional offers may have a maximum accumulation. A service fee of up to $20 per ticket may be charged for the use of our toll-free number to book or change airline itineraries. Redemptions made online do not have a service fee. See Rewards Program Rules and Regulations which will be mailed after your account is established.

FREE TEXT OR E-MAIL ALERTS

There is no charge from Chase, but standard text messaging and other rates from your wireless provider still apply.