Get Prequalified

or Call 1-800-873-6577


Getting Prequalified

A mortgage prequalification letter will help you start the refinance process.

A mortgage prequalification letter is an estimate that tells you the amount you’ll be able to afford to borrow on your refinance loan. You can estimate your monthly payments, learn how much you can save by refinancing, or find out whether you can borrow the extra cash you need to pay for college tuition or other major expenses.

What Does it Mean to Be Prequalified for a Mortgage Loan?

Getting prequalified tells you the size of the loan you're likely to be approved for. You will know what to expect before deciding to go through the application process.

How to Get Prequalified

To get prequalified, a Chase Mortgage Banker will check your credit and ask you for some basic financial information about your income, debt, savings, and assets. Your Mortgage Banker will then send you a prequalification letter summarizing your loan term, estimated interest rate, and estimated monthly payments.

The mortgage prequalification letter is not a loan agreement. It’s simply an estimate of how much you can afford to borrow based on the information you provided.

Call a Chase Mortgage Banker to get prequalified at 1-800-873-6577 or you can start the process online.


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