Getting Started


Finding a Home



Financing a Home



Closing on a Home


Types of mortgages

There are various types of mortgages available and benefits to every option. We’ll help you understand the differences between them so you can choose a mortgage that’s right for you.

 

Fixed-rate mortgage vs. Adjustable-rate mortgageFootnote  (Opens Overlay)

Most mortgages fall into one of two categories: fixed-rate and adjustable-rate. A good mortgage banker will clearly explain the benefits of each type and help you determine which is best for you. Here are a few highlights of mortgage options offered by Chase:

 
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Compare loan termsDetermine the loan term that makes the most sense for your situation.

30 vs. 15 year mortgage calculator »

 
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Deciding between a fixed-rate and adjustable-rate loan depends on two key factors:

 

Additional mortgage considerations

Chase offers a variety of other loan options, like programs for low-income families and veterans. As you search for the right mortgage, make sure to ask if you qualify for any special loan programs. Here are a few options to consider:

 
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Find a Mortgage Banker:

Chase Mortgage Bankers can answer any questions, create a custom loan estimate, and help you get prequalified. Find your local Chase Mortgage Banker or call 1-800-873-6577.

 
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