Life Insurance

 

Life Insurance

Chase Insurance Agency, Inc., partners with major life insurance companies to offer you a wide selection of policies to meet your individual needs.

Providing for Your Loved Ones

Life insurance gives you the comfort of knowing that your loved ones will be financially secure should your income stream suddenly stop in the event of your untimely death. We make two types of life insurance availableterm and permanent.

 
Term Insurance Permanent Insurance
Protection for a limited period of time Long–term protection
Option of guaranteed level term periods (10, 15, 20 or 30 years) provide certainty that your premiums and coverage will not change during the specified period you select Multiple types of insurance, including universal life, variable universal life, whole life, and single premium
Does not build cash value;
has a pre–determined death benefit
Features and benefits may include savings and investing element, borrowing privileges, flexible premium payment options, and ability to change your coverage amount
Coverage ceases when premiums stop Coverage stays in-force as long as the policy has adequate cash value to cover insurance costs
 

With either term or permanent life insurance, your insurance proceeds are federal income tax-free and are paid directly to your designated beneficiaries, which lets them avoid the administrative time and costs of the probate process.

 

Your Financial Advisor will work with you to evaluate your needs and help you determine the best type of coverage for you. If you've already got a life insurance plan, we can evaluate it to see if it's continuing to meet your goals and expectations, as life events can have a significant effect on your life insurance needs.