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SBA 7(a) loan program can provide funds for a variety of needs such as working capital, business expansion, inventory and owner-occupied real estate. The flexibility of the SBA 7(a) loan allows you to conserve working capital. Less cash is needed at closing with down payments often as low as 10 percent; and cash flow can be optimized, because longer repayment terms help reduce your payments.
We offer origination and servicing of SBA 7(a) loans, and our established relationships with the SBA and their associated local agencies help expedite the approval process.
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  SBA 7(a) Program
  • Loan Amounts $250,000 - $2,000,000
  • Guarantee is 75% of loan amount
  • Working Capital - up to 7 years
  • Equipment Loans - up to 10 years
  • Real Estate - up to 25 years
Use of Proceeds
  • Purchase land or buildings, to cover new construction as well as expansion or conversion of existing facilities.
  • Acquire equipment, machinery, furniture, fixtures, supplies, or materials.
  • Obtain long-term working capital including the payment of accounts payable and/or the purchase of inventory.
  • Refinance existing business indebtedness, which is not already structured with reasonable terms and conditions.
  • Longer maturity terms than conventional loans
  • Same application process as a conventional loan
  • Chase is a preferred lender so we make the loan decision within SBA guidelines
  • Easier to qualify than conventional loans
  • Lower down payments on fixed assets
  • SBA fees can be financed into the loan
To apply, please call 1-888-LEND-SBA or visit a local branch.
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