You may withdraw up to $500 cash per day from the ATM, and you may make purchases totaling up to $3,000 per day. Withdrawals and purchases that exceed the balance on your Card will be declined. See complete Chase Liquid Agreement (PDF) for details.
Your Chase Liquid Card balance may drop below zero if the final purchase amount the merchant submits to us is greater than the original authorized amount, or the merchant submits a transaction without prior authorization. We'll also deduct your Monthly Service Fee from your balance even when your available balance is low. You should immediately add more money to your Chase Liquid Card to bring your balance above zero. There are no overdraft fees for Chase Liquid.
Zero Liability protection: Chase reimburses you for any unauthorized Card transactions made at stores, ATMs, on the phone or online when reported promptly. To notify Chase of any unauthorized transactions, promptly call us or visit a Chase branch. Certain limitations apply See Chase Liquid Agreement (PDF)
You can open a Chase Liquid Card at any Chase branch. If you aren't issued a personalized card immediately, you'll receive a temporary card that you can start using right away and we'll send you a personalized card within 7-10 days. After you activate your personalized card, safely destroy your temporary card.
The temporary Chase Liquid Card works the same as the personalized card. You can use it immediately at Chase ATMs or virtually anywhere VISA® debit cards are accepted, excluding rentals such as cars, equipment, and furniture. When you receive your personalized card, sign and activate it. Your non-personalized card will no longer work and should be destroyed.
Transfers from eligible Chase checking or savings accounts
Same business day
Checks (unless a hold is placed on the check)
Next business day
A "business day" is a non-holiday weekday. The end of the business day for deposits and transfers is: branch closing when made at a branch, and by 11 p.m. ET at an ATM or when using the Transfer Money option on Chase Online. Other methods may use different cutoff times.
In some cases, we may not make all of the funds deposited by check available by the first business day after your deposit. In that case, the funds will generally be available the second business day after your deposit. However, at least the first $200 of the deposit will be available on the first business day after your deposit. See Chase Liquid Agreement (PDF) for details.
There are no limits on how much or how little money you have on your card. However, you can only deposit up to $4,000 in cash each month. There is no limit for other deposit types, such as direct deposits, check deposits at ATM/Tellers or transfers for your Chase checking or savings account to your Chase Liquid Card. See complete Chase Liquid Agreement (PDF) for details.
Once you open a Chase Liquid Card at a Chase branch, you can use it virtually anywhere VISA® debit cards are accepted, excluding rentals such as cars, equipment and furniture. Shop in store or online, pay bills on chase.com and at merchant websites, or withdraw cash from an ATM.
You can use your Chase Liquid Card internationally virtually anywhere VISA® debit cards are accepted, excluding rentals such as cars, equipment, furniture.If you didn't make your purchase in U.S. dollars, it will be converted or exchanged to U.S. dollars. The exchange rate is determined by the network that processes your transaction or by the government-mandated rate that's in effect on the date that the network processes your transaction (which could be on a date that's different from when you actually used the card). We'll add a 3% Exchange Rate Adjustment Fee to the converted amount.
Most merchants ask us to authorize your purchase. When we give authorization to a merchant, we will hold funds on your Chase Liquid Card, generally for up to 3 business days, to pay for your purchase. For gas station purchases, up to $50 may be temporarily reserved when you use your Chase Liquid Card to pay at the pump. To avoid a declined purchase or incurring a hold greater than your actual purchase, pay for gas purchases at the cashier. Additionally, rentals such as cars, equipment and furniture are not eligible purchases with Chase Liquid and will be declined. See complete Chase Liquid Agreement (PDF) for details.
Any credit for returned or exchanged merchandise must come from the merchant and is subject to their policies. It may take up to 7 business days after we receive credit from the merchant to add it back to your balance.
You can use your Chase Liquid Card to pay bills using Online Bill Pay or make payments to merchants that accept VISA® debit cards. Making payments by giving your account and routing numbers to merchants is not available at this time.
Log on to Chase OnlineSM, click on the Customer Center tab, and download the Direct Deposit form. Complete this form and give to your employer's payroll department to request Direct Deposit of your payroll check. You can use this same form to set up Direct Deposit of government benefit checks and tax refunds, too.
Direct Deposit to have your paycheck, government benefit check, or tax refund added to your Chase Liquid Card. Download a Direct Deposit form found in the Customer Center tab when you log in to Chase OnlineSM and give it to your employer or benefits provider. We do not charge a fee for this service.
Account Alerts to help you to monitor your Chase Liquid balance on your phone, through email or text alerts Footnote (Opens Overlay)
Chase Account Alerts Footnote (Opens Overlay) are easy to set up. Most Alerts can be sent to you via email or text message. You can enroll, set up, and manage Alerts by logging in to Chase OnlineSM and selecting the "Account Alerts" link in the Customer Center.
You can customize your Alerts by setting dollar amount thresholds for different balances and transactions, including ATM withdrawals and Chase Liquid Card activity. We'll automatically notify you when activity on your account triggers one of the Alerts you've specified.
Delivery of Alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider, technology failures and system capacity limitations.
Alerts can be used to notify you of many different types of activities including:
Your daily card summary
When your balance falls below an amount you've specified
When a Chase Liquid Card transaction exceeds an amount you've specified
When an ATM withdrawal exceeds an amount you've specified
When a Direct Deposit greater or lesser than an amount you've specified has posted
Sign in to chase.com to see your statement and update your statement preferences anytime. You may also request a paper copy of your statement by visiting a branch or calling a Chase Telephone Banker at 1-877-712-0088.
Do not create an obvious PIN or Password like your birthday or a pet's name. Never give your PIN to anyone and avoid carrying it with you. Change your PIN from time to time and do not write the PIN on your Chase Liquid Card.
If you have questions about Chase Liquid, visit any Chase branch or call us at 1-877-712-0088. If you use TTY support or you're calling from outside the US visit our directory. You also have full access to our website to track your balance and see recent activity.
If your card is lost, stolen or damaged, call us immediately at 1-877-712-0088 or visit your nearest Chase branch to report. Your Chase Liquid Card comes with Zero Liability protection, which means that you will not pay for any unauthorized transactions as long as they are reported promptly. Certain limitations apply. See Chase Liquid Agreement (PDF) for complete details.
A chip adds another layer of security to cards when used at a chip card reader. During the chip transaction, the chip produces a single-use code to validate the transaction—further protecting cards from unauthorized use.