Transcript: Buying a home within your budget
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This video opens with a title over blue:
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'Affordable buying.'
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The Chase logo remains in the corner.
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Chase has a variety of tools and services that can make buying a home a little bit easier.
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A circle chart appears beside labeled slider bars. The income bar is set at $72,000; the Down Payment bar is at $20,000; the Term is set at 30 year; and the Interest Rate at 3.50%.'
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Small text below reads:
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'Interest rate example above is for illustrative purposes only.'
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Check out our Home Affordability Calculator. It can help determine how much home you can afford. Just enter your monthly income, expenses, and expected interest rate to get an estimate.
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The amounts on the slider bars change, causing the sections on the circle chart to expand and contract. Then, an animated home pops up.
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There are also a number of assistance programs that can help make buying a home more affordable, like the Chase Homebuyer Grant, which can provide up to $5,000 to qualified homebuyers in select areas.
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Bulleted text reads:
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'Chase Homebuyer Grant (service mark): Up to $5,000 closing cost assistance; Available to qualified homebuyers in select areas.'
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More text appears over another house.
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We also offer the Chase DreaMaker mortgage, which has a low down payment option and flexible credit guidelines and income limits.
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'Chase DreaMaker (service mark): Low down payment; Flexible credit guidelines; Income limits.'
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More text appears over another house.
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An FHA loan accepts low down payments, offers flexible credit guidelines, and has no credit limits.
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'FHA Loans: Low down payment; Flexible credit guidelines; NO income limits.'
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Animated birds fly past as text appears over another house.
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And a Veterans Affairs loan offers low or no down payment options and has no monthly mortgage insurance requirement. VA loans are available to veterans, active service members, and their spouses.
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'VA Loans: Low or no down payment; No mortgage insurance required; Only available to veterans, active service members, and their spouses.'
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In split screen, an animated man makes a call from his kitchen, and an advisor wears a headset at her desk.
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A Chase Home Lending Advisor can help you review these options. Call or visit your local branch to get started.
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The video ends with a logo:
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Chase. Make More of What's Yours (registered trademark).
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Footnoted disclosures appear alongside an Equal Housing Opportunity logo:
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- The results of this calculator are an estimate only. Calculator results do not reflect all loan types and are subject to individual program loan limits. Results are based on the inputs you enter and whether you calculate affordability by “payment” or “income” in the “Loan & Borrower Info” section.
The mortgage you could afford depends on many factors, including your total monthly payment, income, debt obligations, creditworthiness, down payment amount and other factors your lender may consider. You should review your personal situation and work with your financial advisor to decide how much you can comfortably afford to borrow. - The Chase Homebuyer Grant is available on primary residence purchases only. You may be eligible for either $2,500 or $5,000 in savings when applying for a DreaMaker℠, Standard Agency, FHA and VA home purchase mortgage loan product and where applicable census tract requirements are met. Income limits and homebuyer education may apply on a DreaMaker mortgage. The Chase Homebuyer Grant funds will be applied at purchase loan closing first to points on the loan, if any, then to Chase fees, then to non-Chase fees or down payment. Grant funds may not be used for the down payment on an FHA purchase loan. Speak with a Chase Home Lending Advisor for more information on the savings, including the location eligibility.
The Homebuyer Grant may be considered miscellaneous income and may be reportable on Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person’s U.S. Source Income Subject to Withholding) to you and the IRS, for the year in which they are awarded. We encourage you to consult with a personal tax advisor for questions about the impact to personal income tax returns. - The DreaMaker mortgage is only available for purchase and no-cash-out refinance of a primary residence 1-4 unit property for 30-year fixed-rate terms. Income limits apply and a homebuyer education course is required when all mortgage applicants who will occupy the residence are first time homebuyers.
- FHA loans require an up-front mortgage insurance premium (UFMIP), which may be financed, or paid at closing, and an FHA annual mortgage insurance premium (MIP) paid monthly will also apply.
- Veterans, Servicemembers, and members of the National Guard or Reserve may be eligible for a loan guaranteed by the U.S. Department of Veterans Affairs (VA). A Certificate of Eligibility (COE) from the VA is required to document eligibility. Restrictions and limitations apply.
- Products, services, processes and lending criteria described in these videos may differ from those available through JPMorgan Chase Bank N.A. or any of its affiliates. The views expressed in this video do not reflect the official policy or position of (or endorsement by) JPMorgan Chase & Co. or its affiliates. Views and strategies described may not be appropriate for everyone and are not intended as specific advice/recommendation for any individual. Information has been obtained from sources believed to be reliable, but JPMorgan Chase & Co. or its affiliates and/or subsidiaries do not warrant its completeness or accuracy.
All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. Home lending products provided by JPMorgan Chase Bank, N.A. Copyright 2026 JPMorgan Chase & Co. Member FDIC.