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Learning the basics of escrow with Chase

Understanding your escrow account

photo of the video narrator Chase Escrow video(Opens Overlay)

We’re here to help you understand escrow

Here are two ways to learn how escrow works: watch the video explaining what escrow is and how to manage it, and use the illustrations below to learn how escrow affects your monthly payment.

Answers to your most common questions

What's an escrow account?
What's an escrow analysis?
What's an escrow shortage or surplus?
What is mortgage insurance?

Receiving your escrow analysis

This report details how much we’ll collect for taxes and insurance.

Every year, we review your escrow account to make sure we’re collecting the correct amount for your property taxes and homeowners insurance. This annual escrow analysis also tells you whether your account will have a shortage or surplus.

Here’s when we’ll send your escrow analysis based on the address where the property is located. It’s usually mailed the third week of the month.


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