Healthcare Equipment Financing

Healthcare professionals require comprehensive, cost-effective financial solutions to serve the needs of their patients. Chase's equipment finance specialists have extensive industry expertise and can help you deliver exceptional care while also managing costs.

Specialty Areas

  • Electronic Health Records: Financing your electronic health record system through Chase is both innovative and cost-effective.
  • Helicopters: Chase can finance medical helicopters to help you deliver high-speed healthcare.
  • Information technology: Chase provides financing options for computers, routers, servers, telecommunications equipment and other IT equipment to keep your staff current and connected.
 

Solutions for 501(c)(3) Entities

Solution Description
Tax-exempt conduit lease
  • Allows a 501(c)(3) entity to attain tax-exempt borrowing status through a conduit issuer
  • Entity owns equipment and makes all lease payments; Chase takes a security interest in the equipment or ties transaction to a Master Trust Indenture
Conditional sales agreement/ equipment loan
  • Similar to bank term loan
  • Client owns the equipment; Chase takes a security interest
Tax lease
  • Also known as a "traditional lease"
  • Chase retains ownership
  • Client uses equipment in exchange for rental payments
  • Best for clients that cannot use depreciation benefits, seek to transfer the risk of equipment obsolescence or only need equipment for a specified period of time
  • Client can renew the lease, purchase the equipment or return the equipment at lease end

Solutions for Public Entities

Solution Description
Tax-exempt lease purchase agreement
  • Gives a government client the ability to finance essential-use equipment on a tax-exempt basis
  • Client owns the equipment; Chase takes a security interest
  • Typically subject to annual appropriation
Taxable lease purchase agreement
  • When a transaction doesn't qualify for tax-exempt treatment, a taxable structure may be available

To learn more about Chase Equipment Finance,
please contact us or call your Commercial Banker.