Are you thinking about opening a bank account for the first time but not sure which type of account to choose? Would you like to learn more about ATM/debit cards and how they work?

Download the Basic Banking Principles workbook to obtain many of these answers.



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This workbook introduces the new user to the fundamentals of banking and bank accounts.

Banks offer important products and services that enable customers to safely and conveniently make deposits, withdraw or transfer funds, pay bills and access credit. Once you understand your financial needs, you can more readily decide whether you should open an account and the type of account most appropriate for you.

This workbook presents information regarding the benefits of bank accounts, as well as tips on shopping around for an account that will best suit your needs. You will learn about savings accounts, checking accounts and Individual Deposit Accounts - special savings accounts that help you save for a home, college, job training, or a start-up business. You will also find information on check writing, making deposits, utilizing ATM and debit cards, and managing your checking account.

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Content is for informational purposes only and may not accurately reflect your specific situation. Information is not intended to provide legal, tax, or accounting advice. You should consult a qualified advisor for advice specific to your own circumstances.

While we take great care to ensure accurate translations of text, note that translations from English may not always be accurate or precise. For any questions regarding the translated text, readers should refer to the original English versions for the most accurate and precise information.