Travel Accident Insurance*
The following information is a summary only. Please see your Guide to Benefits for complete details.
- Travel Accident Insurance consists of two benefit types, Common Carrier Travel Accident Insurance and 24-Hour Travel Accident Insurance, which provide coverage for accidental death or dismemberment, or a combined loss of speech, sight or hearing, experienced on a covered trip. Benefits are available when some portion of a covered trip has been purchased with an eligible Chase card or with rewards earned on an eligible Chase card.
- Immediate family members (even if the Cardholder is not traveling with them)
- Common Carrier Travel Accident Insurance provides benefit for a covered loss when entering, exiting, or riding as a passenger on a common carrier, such as airline, bus, train or cruise ship
- 24 Hour Travel Accident Insurance provides benefit for a covered loss beginning on the departure date printed on a scheduled airline ticket and ends on the return date printed on the ticket (if your trip is longer than 30 days in length, see additional terms in your Guide to Benefits)
Note: Both types of insurance are not payable for the same accident. Any payment you receive will be for the largest eligible benefit amount. Please refer to the terms in your Guide to Benefits for additional details.
Common Carrier Travel Accident Insurance
- Benefit amount for loss of life is $500,000
- Benefit amount for dismemberment and/or a combined loss of speech, sight and hearing are expressed as a percentage of the loss of life benefit and are available in your Guide to Benefits; maximum payout is $500,000
24 Hour Travel Accident Insurance
- Benefit amount for loss of life is $100,000
- Benefit amount for dismemberment and/or a combined loss of speech, sight and hearing are expressed as a percentage of the loss of life benefit and are available in your Guide to Benefits; maximum payout is $100,000
Note: If more than one eligible person is injured, coverage does not exceed two times the applicable benefit amount; the aggregate amount will be divided proportionally among eligible persons
What's Not Covered
This is not an exhaustive list. Examples include:
- The covered person's emotional trauma, mental or physical illness, disease, pregnancy, childbirth or miscarriage, bacterial or viral infection
- The covered person's commission or attempted commission of any illegal act including but not limited to any felony
- The covered person participating in parachute jumping, engaging in a vehicular race or speed contest, or any sporting activity for which salary or prize money is earned
- A declared or undeclared War
- Trips on scheduled aircrafts that are not registered or certified by the government or governmental authority (24 Hour Travel Accident Insurance)
Important Claim Information and Timeframes
- You, the Cardholder, must file a written claim within 20 days after the occurrence (or as soon as reasonably possible)
- The Benefit Administrator will send you a claim form when you report your loss. You must submit a completed claim form with supporting documentation within 90 days from the date of occurrence (or as soon as reasonably possible)